Finance Counsellors Inc.
Finance Counsellors Inc. is listed under Minnesota file reference B-540, with an incorporation date of 1 August 1935 and an inactive status. None of these details could be confirmed from a primary source on 27 October 2026. The Minnesota Secretary of State’s business search, which is the register for a Minnesota corporation, refused the connection during this check. As a result, no articles, status history or list of former names could be read for that file. The name Finance Counsellors Inc. does not appear in the IRS Exempt Organizations Business Master File for Minnesota, in the GLEIF LEI index or among USAspending recipients. Each of those searches returned results for a control name in the same session. Nothing on this page should therefore be read as a confirmed fact about Finance Counsellors Inc., and the page makes no claim about what business it carried on.
The address 1401 E 1st Street, Duluth, MN 55805 and the domain humandevelopmentcenter.org both belong to a separate organisation that can be identified: Brightwater Health of Duluth, Minnesota. Brightwater Health (EIN 41-0777937) is a tax-exempt 501(c)(3) Minnesota nonprofit corporation that provides mental health, addiction and crisis services in northern Minnesota and northwest Wisconsin. Its Form 990 for 2025 gives 1938 as its year of formation. The same return records that it changed its legal name from Human Development Center, Inc. to Brightwater Health with effect from 30 June 2025. The domain humandevelopmentcenter.org now redirects to brightwaterhealth.org. For 2025 the organisation reported total revenue of $27.86 million, total expenses of $25.59 million and 345 employees.
No primary source checked connects Brightwater Health or Human Development Center, Inc. with the name Finance Counsellors Inc. The Form 990 records only the 2025 name change, and the organisation’s own history dates its work to 1938 without naming any earlier corporate name. A 1935 incorporation date and an inactive status also do not fit Brightwater Health, which is active and was formed in 1938. Until the Minnesota Secretary of State record for file B-540 can be read, it remains unverified whether Finance Counsellors Inc. is a former name of that organisation, a separate Minnesota corporation that has since ended, or a record joined to Brightwater Health by mistake.
Sources
- IRS Exempt Organizations Business Master File, Minnesota extract: https://www.irs.gov/pub/irs-soi/eo_mn.csv (retrieved 27 October 2026)
- Brightwater Health, Form 990 for tax year 2025 (object 202602649349301440), IRS TEOS e-file data: https://apps.irs.gov/pub/epostcard/990/xml/2026/2026_TEOS_XML_09A.zip (retrieved 27 October 2026)
- Brightwater Health, organisation website: https://brightwaterhealth.org/ (retrieved 27 October 2026)
- Minnesota DHS licensing lookup, licence 1085145: https://licensinglookup.dhs.state.mn.us/Details.aspx?l=1085145 (retrieved 27 October 2026)
- GLEIF LEI search: https://api.gleif.org/api/v1/lei-records (retrieved 27 October 2026)
- USAspending recipient search: https://api.usaspending.gov/api/v2/recipient/ (retrieved 27 October 2026)
- Minnesota Secretary of State business search (connection refused): https://mblsportal.sos.mn.gov/Business/Search (attempted 27 October 2026)
- Company fundamentals
- Corporate linkage & group structures
- Digitized company financials
- Firmographics — websites, social profiles, revenue and employee estimates
Shareholders
Shareholders of Finance Counsellors Inc.
No shareholder of Finance Counsellors Inc. could be identified from any primary source. The company itself could not be confirmed in the Minnesota Secretary of State’s register on 27 October 2026, because the search service refused the connection. Even when that register can be reached, Minnesota business filings do not include shareholder lists, so ownership of a private Minnesota corporation is not normally public.
Brightwater Health of Duluth, the nonprofit that uses the address and website associated with this name, has no owners. Its 2025 Form 990 states that it has no members or stockholders. It is a nonprofit corporation governed by an 11-member board, all of whom the return reports as independent. No primary source links Brightwater Health to Finance Counsellors Inc.
Ultimate beneficial ownership
No ultimate beneficial owner can be named for Finance Counsellors Inc. The entity has not been identified, and no filing that names an owner was found.
Data availability
Shareholder information was checked in the IRS Exempt Organizations Business Master File, Brightwater Health’s 2025 Form 990 (Part VI), GLEIF and USAspending. None records a shareholder of Finance Counsellors Inc. The Minnesota Secretary of State record for file B-540 could not be read.
Sources
- Brightwater Health, Form 990 for tax year 2025, Part VI, IRS TEOS e-file data: https://apps.irs.gov/pub/epostcard/990/xml/2026/2026_TEOS_XML_09A.zip (retrieved 27 October 2026)
- IRS Exempt Organizations Business Master File, Minnesota extract: https://www.irs.gov/pub/irs-soi/eo_mn.csv (retrieved 27 October 2026)
- Minnesota Secretary of State business search (connection refused): https://mblsportal.sos.mn.gov/Business/Search (attempted 27 October 2026)
Officers
Directors and officers of Finance Counsellors Inc.
No director or officer of Finance Counsellors Inc. could be confirmed from a filing. The Minnesota Secretary of State’s record for file B-540, which would show the corporation’s officers and registered agent, could not be reached on 27 October 2026. No other primary source checked names any officer of a company called Finance Counsellors Inc.
The people listed in the public filings of Brightwater Health, the Duluth nonprofit at 1401 E 1st Street, are that organisation’s directors and officers. They are not shown here as officers of Finance Counsellors Inc., because no source links the two organisations.
Data availability
Officer information was checked in the IRS Exempt Organizations Business Master File, Brightwater Health’s 2025 Form 990 (Part VII), GLEIF and USAspending. None identifies an officer of Finance Counsellors Inc.
Sources
- Brightwater Health, Form 990 for tax year 2025, Part VII, IRS TEOS e-file data: https://apps.irs.gov/pub/epostcard/990/xml/2026/2026_TEOS_XML_09A.zip (retrieved 27 October 2026)
- Minnesota Secretary of State business search (connection refused): https://mblsportal.sos.mn.gov/Business/Search (attempted 27 October 2026)
Group Structure
Group structure of Finance Counsellors Inc.
No parent company, subsidiary or other group relationship of Finance Counsellors Inc. could be verified. The entity has no LEI in the GLEIF index, and its Minnesota register record could not be read on 27 October 2026.
Verified corporate relationships
| Entity | Relationship to Finance Counsellors Inc. | Evidence |
|---|---|---|
| Brightwater Health (formerly Human Development Center, Inc.), EIN 41-0777937, Duluth, Minnesota | Not established. It is a separate, identified nonprofit corporation that uses the associated address and website. | The 2025 Form 990 records only a 2025 name change from Human Development Center, Inc. and does not mention Finance Counsellors Inc. |
Recent structural changes
Brightwater Health’s 2025 Form 990 reports that it changed its legal name from Human Development Center, Inc. to Brightwater Health with effect from 30 June 2025. The return says the change was a rebranding and did not alter its legal structure or tax-exempt status. The return reports no related organisations (Schedule R was not required). The organisation’s own history states that it took over services from the Human Resource Center in Superior, Wisconsin, in 2006.
Data availability
Group relationships were checked in GLEIF (no LEI found for either name; a same-session control returned Hormel Foods Corporation) and in Brightwater Health’s 2025 Form 990. The Minnesota Secretary of State record for file B-540 could not be read.
Sources
- GLEIF LEI search: https://api.gleif.org/api/v1/lei-records (retrieved 27 October 2026)
- Brightwater Health, Form 990 for tax year 2025, Schedule O, IRS TEOS e-file data: https://apps.irs.gov/pub/epostcard/990/xml/2026/2026_TEOS_XML_09A.zip (retrieved 27 October 2026)
- Brightwater Health, organisation website: https://brightwaterhealth.org/ (retrieved 27 October 2026)
Data-provider feed — rows as supplied to Zavia for Minnesota Secretary of State, including entries the profile above does not cover. These rows are not a verbatim copy of the register: they have been found to duplicate the same person under different spellings and to keep a status of Active after an appointment ended. Where they disagree with the profile above, the profile is the checked version.
Finance Counsellors Inc.
United States
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Frequently Asked Questions
What does Finance Counsellors Inc. do?
Finance Counsellors Inc. could not be identified in any primary source checked on 27 October 2026, so its business activity is not known. The Duluth address and website associated with the name belong to Brightwater Health, a separate nonprofit mental health and addiction services provider.
Who owns Finance Counsellors Inc.?
No shareholder of Finance Counsellors Inc. could be identified, and Minnesota business filings do not list shareholders. The Duluth nonprofit Brightwater Health has no members or stockholders, according to its 2025 Form 990.
Who is Finance Counsellors Inc.'s UBO (Ultimate Beneficial Owner)?
No ultimate beneficial owner can be named. The entity could not be identified in its Minnesota register record, and no filing naming an owner was found.
What is Finance Counsellors Inc.'s revenue?
No financial information for Finance Counsellors Inc. is available from any primary source. The figures in Brightwater Health's 2025 Form 990 (revenue of $27.86 million) belong to that separate nonprofit.
Is Finance Counsellors Inc. listed on a stock exchange?
No. No listed company or securities issuer named Finance Counsellors Inc. was found, and it has no LEI in the GLEIF index.
Who are the officers/directors of Finance Counsellors Inc.?
No officer of Finance Counsellors Inc. could be confirmed from a filing, because the Minnesota Secretary of State record for file B-540 could not be reached. The directors listed in Brightwater Health's Form 990 are that nonprofit's board, not officers of this company.
Does Finance Counsellors Inc. have a parent company or subsidiaries?
No parent company or subsidiary of Finance Counsellors Inc. could be verified. No primary source links it to Brightwater Health (formerly Human Development Center, Inc.) of Duluth, Minnesota.
Is Finance Counsellors Inc. the same organisation as Brightwater Health in Duluth?
This has not been established. Brightwater Health's 2025 Form 990 records only one name change, from Human Development Center, Inc. in 2025, and gives 1938 as its year of formation. No primary source checked mentions Finance Counsellors Inc.
Was Human Development Center, Inc. ever called Finance Counsellors Inc.?
No source checked shows that. The organisation's Form 990 and its own history describe a 1938 founding and a 2025 rename to Brightwater Health, with no earlier corporate name.
Who controls Brightwater Health, the nonprofit at the associated Duluth address?
Nobody owns it. Brightwater Health is a Minnesota nonprofit corporation with no members or stockholders, governed by an 11-member board that its 2025 Form 990 reports as fully independent.
Why can't the ownership of Finance Counsellors Inc. be confirmed?
The Minnesota Secretary of State business search, which holds the only register record for file B-540, refused the connection during the check. Minnesota business filings also do not publish shareholder lists, so a private corporation's owners are not normally public.
Does Finance Counsellors Inc. belong to a wider corporate group?
No group relationship could be verified. The name has no LEI in GLEIF, and USAspending lists no federal award recipient under it.
Can Zavia monitor changes to Finance Counsellors Inc.'s ownership over time?
This profile reflects a point-in-time snapshot. Zavia's monitoring API can track changes to Finance Counsellors Inc.'s registered shareholders, officers, and group structure going forward, flagging updates as they're filed rather than requiring a manual recheck.
Can I access Finance Counsellors Inc.'s data through an API?
Yes. Zavia's API connects directly to official government ownership registries across 195 countries and territories, including United States, so records like Finance Counsellors Inc.'s registration, shareholder, UBO, and group-structure data can be queried programmatically instead of viewed one page at a time.
Where does this company information come from, and how current is it?
Checked on 27 October 2026 against the IRS Exempt Organizations Business Master File, Brightwater Health's 2025 Form 990, GLEIF and USAspending. The Minnesota Secretary of State business search could not be reached, so the register record for file B-540 was not read.