Kbc Insurance
KBC Insurance NV (Dutch: KBC Verzekeringen NV), registered with the Belgian Crossroads Bank for Enterprises (KBO/BCE) under number BE 0403.552.563, is a public limited company (naamloze vennootschap) incorporated on 24 October 1922. Its registered office is at Professor Van Overstraetenplein 2, 3000 Leuven, Belgium, and its KBO/BCE status is listed as active.
KBC Insurance NV is the insurance company within the KBC group’s integrated bank-insurance (bancassurance) model, operating alongside KBC Bank NV under common ownership by KBC Group NV. According to KBC Group’s own published corporate structure, KBC Group NV controls two principal underlying companies, KBC Bank NV and KBC Insurance NV, each with further subsidiaries. KBC Insurance NV underwrites both life and non-life insurance, including home, motor and other property and casualty cover as well as life and savings products, distributed mainly through KBC’s integrated bank-insurance branch network and partner channels in Belgium and in the group’s core Central and Eastern European markets of the Czech Republic, Slovakia, Hungary and Bulgaria.
Unlike its parent, KBC Group NV, whose shares trade on Euronext Brussels, KBC Insurance NV’s own shares are not separately listed on any stock exchange; it operates as an unlisted regulated (re)insurance undertaking within the wider group.
As an EU-regulated insurer, KBC Insurance NV publishes its own consolidated annual report and Solvency and Financial Condition Report (SFCR), made available through KBC Group’s investor relations channels. Its most recently filed annual accounts with the Belgian National Bank were filed on 23 May 2025. Company-level premium income and profit figures were not independently verified from a primary source for this profile and have therefore been omitted rather than estimated.
- Company fundamentals
- Corporate linkage & group structures
- Digitized company financials
- Firmographics — websites, social profiles, revenue and employee estimates
Shareholders
Shareholders of KBC Insurance NV
According to KBC Group’s official investor relations disclosures, all of KBC Insurance NV’s shares are held, directly and indirectly, by KBC Group NV. This makes KBC Insurance NV a wholly owned subsidiary within the KBC group’s bancassurance structure, with a single disclosed shareholder holding effectively 100 percent of the shares. No separate minority or free-float shareholders are disclosed for KBC Insurance NV itself.
Data availability
Disclosure of KBC Insurance NV’s own direct shareholder is Full: KBC Group NV is confirmed as the sole shareholder. However, because KBC Insurance NV is not itself listed, information on the wider institutional and free-float ownership behind the group sits at the level of its parent, KBC Group NV, which is listed on Euronext Brussels (ticker KBC) and reports its own major shareholders and free float separately in its own annual report and transparency filings. Readers seeking KBC’s ultimate institutional or reference shareholders should consult KBC Group NV’s own shareholder disclosures rather than this subsidiary profile.
Sources
- KBC Group, "Information on KBC Insurance," kbc.com investor relations, retrieved 2026-09-17: https://www.kbc.com/en/investor-relations/informatie-over-kbc-verzekeringen.html
- KBC Group, "Our structure," kbc.com, retrieved 2026-09-17: https://www.kbc.com/en/about-us/our-structure.html
Officers
55
The Director of Kbc Insurance currently on record is Frank Donck; 22 of the 55 officer records shown for Kbc Insurance are current appointments, filed with Crossroads Bank for Enterprises (KBO/BCE). The remaining 33 records shown (Rik Donckels, Luc Philips and 31 others) are former appointments that have since been resigned.
The source filing doesn't specify representation authority — whether officers can act individually or must sign jointly to bind the company — so that detail isn't available here.
Group Structure
Group structure of KBC Insurance NV
KBC Insurance NV is not an independent company. It is a wholly owned subsidiary within the KBC group, a Belgian bancassurance group. Its immediate and ultimate parent is KBC Group NV (KBO/BCE BE 0403.227.515), registered office Havenlaan 2, 1080 Sint-Jans-Molenbeek, Belgium, which according to KBC Group’s own published corporate structure holds all of KBC Insurance NV’s shares, directly and indirectly. KBC Group NV’s structure places two principal operating companies beneath it: KBC Bank NV (banking) and KBC Insurance NV (insurance), each with further subsidiaries and sub-subsidiaries across the group’s core markets of Belgium, the Czech Republic, Slovakia, Hungary and Bulgaria, and a number of other countries. This profile does not independently verify a complete list of KBC Insurance NV’s own direct and indirect subsidiaries.
Verified corporate relationships
| Entity | Country | Registration number | Relationship | Ownership | Status | Information date |
|---|---|---|---|---|---|---|
| KBC Group NV | Belgium | BE 0403.227.515 | Immediate and ultimate parent | 100% (direct and indirect) | Active | 2026-09-17 |
Data availability
Group-structure information for KBC Insurance NV is Parent only for the purposes of this profile: the immediate and ultimate parent, KBC Group NV, is verified through official KBC Group sources, but a complete, independently verified list of KBC Insurance NV’s own subsidiaries, and the exact registration details of sister company KBC Bank NV, were not compiled for this review and are therefore omitted rather than estimated.
Sources
- KBC Group, "Our structure," kbc.com, retrieved 2026-09-17: https://www.kbc.com/en/about-us/our-structure.html
- KBC Group, "Information on KBC Insurance," kbc.com investor relations, retrieved 2026-09-17: https://www.kbc.com/en/investor-relations/informatie-over-kbc-verzekeringen.html
- Belgian Crossroads Bank for Enterprises (KBO/BCE) data via companyweb.be, KBC Group NV BE 0403.227.515, retrieved 2026-09-17: https://www.companyweb.be/en/0403227515/kbc-groep
Registry feed — rows exactly as filed with Crossroads Bank for Enterprises (KBO/BCE), including entries the profile above does not cover.
Kbc Groupe
Belgium
Get complete shareholder and officer records, ultimate beneficial owner resolution, and ongoing ownership monitoring.
Frequently Asked Questions
What does Kbc Insurance do?
KBC Insurance NV is a Belgian insurance company incorporated on 24 October 1922 (KBO/BCE BE 0403.552.563), forming the insurance pillar of the KBC group's integrated bank-insurance model alongside KBC Bank NV. It underwrites life and non-life insurance, distributed mainly through KBC's bank-insurance network in Belgium and the group's core Central and Eastern European markets.
Who owns Kbc Insurance?
All of KBC Insurance NV's shares are held, directly and indirectly, by KBC Group NV, making KBC Insurance NV a wholly owned subsidiary. Wider institutional and free-float ownership is disclosed at the KBC Group NV level, not at this subsidiary.
Who is Kbc Insurance's UBO (Ultimate Beneficial Owner)?
No natural-person ultimate beneficial owner was verified for KBC Insurance NV in this review. As a wholly owned subsidiary of Euronext Brussels-listed KBC Group NV, UBO-level ownership analysis sits at the KBC Group NV level rather than at KBC Insurance NV itself.
What is Kbc Insurance's company registration number?
Kbc Insurance's registration number is 0403552563, filed with Crossroads Bank for Enterprises (KBO/BCE) in Belgium. Its current status on the register is active.
Is Kbc Insurance still an active company?
Kbc Insurance's status on Crossroads Bank for Enterprises (KBO/BCE) is listed as active.
When was Kbc Insurance incorporated?
Kbc Insurance was incorporated on 24 October 1922, according to Crossroads Bank for Enterprises (KBO/BCE).
What is Kbc Insurance's registered address?
The registered address on file for Kbc Insurance is Belgium.
What legal structure is Kbc Insurance registered as?
Kbc Insurance is registered as a Public Limited Company in Belgium.
What is Kbc Insurance's revenue?
Company-level premium income and profit figures for KBC Insurance NV were not independently verified from a primary source in this review. KBC Insurance NV files its own consolidated annual report and Solvency and Financial Condition Report; its most recent annual accounts were filed with the Belgian National Bank on 23 May 2025.
Is Kbc Insurance listed on a stock exchange?
KBC Insurance NV itself is not separately listed on any stock exchange. Its parent, KBC Group NV, is listed on Euronext Brussels under ticker KBC (ISIN BE0003565737).
Who are the officers/directors of Kbc Insurance?
Current directors and officers specific to KBC Insurance NV were not verifiable from a primary source in this review. Belgian registry filings show ongoing officer appointment and resignation filings through 2026, but a reliable, current board list for this specific entity was not accessible without restricted registry access.
Does Kbc Insurance have a parent company or subsidiaries?
KBC Insurance NV is a wholly owned subsidiary of KBC Group NV (KBO/BCE BE 0403.227.515), its immediate and ultimate parent, and forms one of the two principal operating pillars of the KBC group alongside sister company KBC Bank NV.
Can Zavia monitor changes to Kbc Insurance's ownership over time?
This profile reflects a point-in-time snapshot from Crossroads Bank for Enterprises (KBO/BCE). Zavia's monitoring API can track changes to Kbc Insurance's registered shareholders, officers, and group structure going forward, flagging updates as they're filed rather than requiring a manual recheck.
Can I access Kbc Insurance's data through an API?
Yes. Zavia's API connects directly to official government ownership registries across 195 countries and territories, including Belgium, so records like Kbc Insurance's registration, shareholder, UBO, and group-structure data can be queried programmatically instead of viewed one page at a time.
Where does this company information come from, and how current is it?
This record is sourced directly from Crossroads Bank for Enterprises (KBO/BCE) and was last synced on 17 September 2026.