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VR Smart Finanz AG

Active

in

Registration No.
HRB 45655 Frankfurt am Main
Incorporation Date
Not disclosed
Company Type
Not disclosed
Address
Eschborn, Germany
Website
www.vr-smart-finanz.de/
Source: Handelsregister (Commercial Register)

VR Smart Finanz AG is a registered legal entity registered in Germany under HRB 45655 Frankfurt am Main, and its current status with Handelsregister (Commercial Register) is active. Its registered address on file is Eschborn, Germany. No shareholders are recorded for VR Smart Finanz AG; ownership in this jurisdiction is normally filed as the Gesellschafterliste (shareholder list) under §40 of the GmbHG, and no such filing has been obtained for this record. No beneficial owner record is shown for VR Smart Finanz AG, as access to the German Transparenzregister is restricted to obliged entities and legitimate-interest applicants following the November 2022 CJEU ruling. This profile is sourced directly from Handelsregister (Commercial Register) and was last updated on 19 October 2026.

Data Provenance
This record is sourced directly from official government registries, including Handelsregister (Commercial Register).

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Officers

5

Five officers are currently on record for VR Smart Finanz AG, filed with Handelsregister (Commercial Register).

The register reports 71 officers in total, including past appointments, though only the 5 most relevant records are shown here.

The source filing doesn't specify representation authority — whether officers can act individually or must sign jointly to bind the company — so that detail isn't available here.

MD
Mark Dickel ACTIVE

Appointed
2013-08-23
Residence
🇩🇪 Germany
Occupation
Officer

LK
Lutz Köper ACTIVE

Appointed
2016-04-20
Residence
🇩🇪 Germany
Occupation
Officer

FM
Frank Matthäus ACTIVE

Appointed
2016-04-20
Residence
🇩🇪 Germany
Occupation
Officer

SK
Sven Krüssel ACTIVE

Appointed
2016-09-19
Residence
🇩🇪 Germany
Occupation
Officer

KF
Kerstin Frauke Scholz ACTIVE

Residence
🇩🇪 Germany
Occupation
Aufsichtsratsmitglied (board member)

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Group Structure

VR Smart Finanz AG sits 1 level below its ultimate parent, DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main, registered in Germany. 3 subsidiaries are recorded beneath it, across 1 jurisdiction. The full chain up to DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main is derived by walking shareholder filings across jurisdictions; no link in it is independently corroborated by VR Smart Finanz AG's own shareholder record. Each of these downward relationships is derived rather than filed: resolved by matching entities across the registry network, not stated directly in a single document.

Those 3 subsidiaries span Germany jurisdiction, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear. One of the 3 go a level deeper still, with its own further subsidiaries recorded beneath it — additional ownership layers this view doesn't expand.

Ultimate HQ
DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main
Germany
FKS-NAVIGIUM GmbH
GermanyDE 60313B37047

VR Smart Finanz Beteiligungs GmbH+ subsidiaries
GermanyDE 60313B103051

VR Smart Finanz Bank GmbH
GermanyDE 60313B34171

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Map the complete corporate hierarchy: parent companies, subsidiaries, and cross-border ownership chains.

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Frequently Asked Questions

Who is VR Smart Finanz AG's UBO (Ultimate Beneficial Owner)?

No Ultimate Beneficial Owner (UBO) record is shown for VR Smart Finanz AG, as access to the German Transparenzregister is restricted to obliged entities and legitimate-interest applicants following the November 2022 CJEU ruling.

What is VR Smart Finanz AG's company registration number?

VR Smart Finanz AG's registration number is HRB 45655 Frankfurt am Main, filed with Handelsregister (Commercial Register) in Germany. Its current status on the register is active.

Is VR Smart Finanz AG still an active company?

VR Smart Finanz AG's status on Handelsregister (Commercial Register) is listed as active.

What is VR Smart Finanz AG's registered address?

The registered address on file for VR Smart Finanz AG is Eschborn, Germany.

Who are the officers/directors of VR Smart Finanz AG?

Five officers are currently on record for VR Smart Finanz AG, filed with Handelsregister (Commercial Register).

Does VR Smart Finanz AG have a parent company or subsidiaries?

VR Smart Finanz AG sits 1 level below its ultimate parent, DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main, registered in Germany. 3 subsidiaries are recorded beneath it, across 1 jurisdiction. Those 3 subsidiaries span Germany jurisdiction, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear. One of the 3 go a level deeper still, with its own further subsidiaries recorded beneath it — additional ownership layers this view doesn't expand.

Can Zavia monitor changes to VR Smart Finanz AG's ownership over time?

This profile reflects a point-in-time snapshot from Handelsregister (Commercial Register). Zavia's monitoring API can track changes to VR Smart Finanz AG's registered shareholders, officers, and group structure going forward, flagging updates as they're filed rather than requiring a manual recheck.

Can I access VR Smart Finanz AG's data through an API?

Yes. Zavia's API connects directly to official government ownership registries across 195 countries and territories, including Germany, so records like VR Smart Finanz AG's registration, shareholder, UBO, and group-structure data can be queried programmatically instead of viewed one page at a time.

Where does this company information come from, and how current is it?

This record is sourced directly from Handelsregister (Commercial Register) and was last synced on 19 October 2026.

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