COMMUNITY FINANCIAL SYSTEM, INC.
COMMUNITY FINANCIAL SYSTEM, INC. is a registered legal entity registered in United States under 2006823, and its current status with Delaware Division of Corporations is active. The company was incorporated on 4 March 1984 and lists its registered address as United States. 5 shareholders are on record for COMMUNITY FINANCIAL SYSTEM, INC., including at least one natural person recorded as a direct holder; the filing carries no beneficial-ownership flag, so that holder is noted here as a recorded shareholder rather than a confirmed ultimate beneficial owner (UBO). This profile is sourced directly from Delaware Division of Corporations and was last updated on 24 September 2026.
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Shareholders
5
Shareholders of COMMUNITY FINANCIAL SYSTEM, INC.
Five shareholders are currently on record for COMMUNITY FINANCIAL SYSTEM, INC., reflecting the stock ledger maintained under state corporate law (e.g. §219 of the Delaware General Corporation Law) rather than a public filing. The largest of these is Blackrock Inc., holding 17.6% — the largest recorded stake — followed by State Street Corporation at 7.8%; the remaining 3 shareholders shown hold smaller stakes. 4 shareholders shown are companies, so the ownership chain continues above this level for those holdings; the other 1 is recorded as direct individual holder, though the record carries no UBO/PSC flag confirming beneficial-owner status.
Data availability
The register reports 20 shareholders in total, though only the top 5 by holding are shown in this view.
| Shareholder | Type | Holding | Source Document |
|---|---|---|---|
| Blackrock Inc. | 17.6% | Delaware Division of Corporations | |
| State Street Corporation | 7.8% | Delaware Division of Corporations | |
| Morgan Stanley | 5.4% | Delaware Division of Corporations | |
| Dimensional Fund Advisors LP | 4.3% | Delaware Division of Corporations | |
| NFJ Investment Group LLC | 1.7% | Delaware Division of Corporations |
Officers
5
Directors and officers of COMMUNITY FINANCIAL SYSTEM, INC.
The Senior Vp & Chief Accounting Officer of COMMUNITY FINANCIAL SYSTEM, INC. currently on record is Deresa F. Durkee; five officers are currently on record for COMMUNITY FINANCIAL SYSTEM, INC., filed with Delaware Division of Corporations. Management authority at COMMUNITY FINANCIAL SYSTEM, INC. sits with these individuals, not with shareholders, who are covered separately and hold ownership rather than control. The source filing doesn't specify representation authority — whether officers can act individually or must sign jointly to bind the company — so that detail isn't available here.
Data availability
The register reports 12 officers in total, including past appointments, though only the 5 most relevant records are shown here.
Group Structure
Group structure of COMMUNITY FINANCIAL SYSTEM, INC.
COMMUNITY FINANCIAL SYSTEM, INC. has no recorded parent company — it sits at the top of its own group structure, with 24 subsidiaries recorded beneath it across 1 jurisdiction. Each of these downward relationships is derived rather than filed: resolved by matching entities across the registry network, not stated directly in a single document.
- Community Bank, National Association (United States)
- Bpas Trust Company of Puerto Rico (United States)
- Onegroup Wealth Partners, Inc. (United States)
- The Carta Group Inc (United States)
- Community Capital Trust IV (United States)
- Benefit Plans Administrative Services, Inc. (United States)
- Oneida Preferred Funding II, LLC (United States)
- Community Bank System, Inc (United States)
- Emerald Necklace Ventures, LLC (United States)
- Gordon B. Roberts Agency, LLC (United States)
Data availability
Those 24 subsidiaries span United States jurisdiction, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear. Two of the 24 go a level deeper still, with their own further subsidiaries recorded beneath them — additional ownership layers this view doesn't expand.
COMMUNITY FINANCIAL SYSTEM, INC.
United States
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Frequently Asked Questions
Who owns COMMUNITY FINANCIAL SYSTEM, INC.?
Five shareholders are currently on record for COMMUNITY FINANCIAL SYSTEM, INC., reflecting the stock ledger maintained under state corporate law (e.g. §219 of the Delaware General Corporation Law) rather than a public filing. The largest of these is Blackrock Inc., holding 17.6% — the largest recorded stake — followed by State Street Corporation at 7.8%; the remaining 3 shareholders shown hold smaller stakes. 4 shareholders shown are companies, so the ownership chain continues above this level for those holdings; the other 1 is recorded as direct individual holder, though the record carries no UBO/PSC flag confirming beneficial-owner status.
Who is COMMUNITY FINANCIAL SYSTEM, INC.'s UBO (Ultimate Beneficial Owner)?
At least one shareholder recorded for COMMUNITY FINANCIAL SYSTEM, INC. is a natural person. The record carries no dedicated UBO/PSC flag, so that holder is stated here as a recorded shareholder rather than a confirmed Ultimate Beneficial Owner (UBO).
How many shareholders does COMMUNITY FINANCIAL SYSTEM, INC. have on record?
5 shareholders are shown on record for COMMUNITY FINANCIAL SYSTEM, INC.. The register reports 20 in total; only the top 5 by holding are shown here.
What is COMMUNITY FINANCIAL SYSTEM, INC.'s company registration number?
COMMUNITY FINANCIAL SYSTEM, INC.'s registration number is 2006823, filed with Delaware Division of Corporations in United States. Its current status on the register is active.
Is COMMUNITY FINANCIAL SYSTEM, INC. still an active company?
COMMUNITY FINANCIAL SYSTEM, INC.'s status on Delaware Division of Corporations is listed as active.
When was COMMUNITY FINANCIAL SYSTEM, INC. incorporated?
COMMUNITY FINANCIAL SYSTEM, INC. was incorporated on 4 March 1984, according to Delaware Division of Corporations.
What is COMMUNITY FINANCIAL SYSTEM, INC.'s registered address?
The registered address on file for COMMUNITY FINANCIAL SYSTEM, INC. is United States.
Who are the officers/directors of COMMUNITY FINANCIAL SYSTEM, INC.?
The Senior Vp & Chief Accounting Officer of COMMUNITY FINANCIAL SYSTEM, INC. currently on record is Deresa F. Durkee; five officers are currently on record for COMMUNITY FINANCIAL SYSTEM, INC., filed with Delaware Division of Corporations. Management authority at COMMUNITY FINANCIAL SYSTEM, INC. sits with these individuals, not with shareholders, who are covered separately and hold ownership rather than control.
Does COMMUNITY FINANCIAL SYSTEM, INC. have a parent company or subsidiaries?
COMMUNITY FINANCIAL SYSTEM, INC. has no recorded parent company — it sits at the top of its own group structure, with 24 subsidiaries recorded beneath it across 1 jurisdiction. Those 24 subsidiaries span United States jurisdiction, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear. Two of the 24 go a level deeper still, with their own further subsidiaries recorded beneath them — additional ownership layers this view doesn't expand.
Can Zavia monitor changes to COMMUNITY FINANCIAL SYSTEM, INC.'s ownership over time?
This profile reflects a point-in-time snapshot from Delaware Division of Corporations. Zavia's monitoring API can track changes to COMMUNITY FINANCIAL SYSTEM, INC.'s registered shareholders, officers, and group structure going forward, flagging updates as they're filed rather than requiring a manual recheck.
Can I access COMMUNITY FINANCIAL SYSTEM, INC.'s data through an API?
Yes. Zavia's API connects directly to official government ownership registries across 195 countries and territories, including United States, so records like COMMUNITY FINANCIAL SYSTEM, INC.'s registration, shareholder, UBO, and group-structure data can be queried programmatically instead of viewed one page at a time.
Where does this company information come from, and how current is it?
This record is sourced directly from Delaware Division of Corporations and was last synced on 24 September 2026.