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ENCORE CAPITAL GROUP, INC.

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in

Registration No.
2320424
Incorporation Date
2000-11-16
Company Type
Not disclosed
Address
SAN DIEGO, United States
Website
N/A
Source: California Secretary of State — bizfile Online

ENCORE CAPITAL GROUP, INC. is a registered legal entity registered in United States under 2320424, and its current status with California Secretary of State — bizfile Online is active. The company was incorporated on 16 November 2000 and lists its registered address as SAN DIEGO, United States. 5 shareholders are on record for ENCORE CAPITAL GROUP, INC., and since every one of them is a company rather than an individual, this particular filing does not on its own establish an ultimate beneficial owner (UBO) — identifying one would mean tracing the ownership of each shareholding company in turn. This profile is sourced directly from California Secretary of State — bizfile Online and was last updated on 3 October 2026.

Data Provenance
This record is sourced directly from official government registries, including California Secretary of State — bizfile Online.

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Shareholders

5

Five shareholders are currently on record for ENCORE CAPITAL GROUP, INC., reflecting the stock ledger maintained under state corporate law (e.g. §219 of the Delaware General Corporation Law) rather than a public filing.

The largest of these is Vanguard Group Inc, holding 12.2% — the largest recorded stake — followed by iShares Trust-iShares Core S&P Small-Cap ETF at 6.8%; the remaining 3 shareholders shown hold smaller stakes.

The register reports 6 shareholders in total, though only the top 5 by holding are shown in this view.

Because every shareholder shown is a company rather than an individual, the ownership chain continues above this level, and no beneficial owner can be established from this filing alone.

Shareholder Type Holding Source Document
Vanguard Group Inc 12.2% California Secretary of State — bizfile Online
iShares Trust-iShares Core S&P Small-Cap ETF 6.8% California Secretary of State — bizfile Online
iShares Trust-iShares Russell 2000 ETF 3% California Secretary of State — bizfile Online
Charles Schwab Investment Management, Inc. 2.5% California Secretary of State — bizfile Online
Fidelity Covington Trust-Fidelity Enhanced Small Cap ETF 1.3% California Secretary of State — bizfile Online

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Full cap table, ownership percentages, and ultimate beneficial owners resolved down to the natural person.

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Officers

5

The President of ENCORE CAPITAL GROUP, INC. currently on record is RYAN BELL; five officers are currently on record for ENCORE CAPITAL GROUP, INC., filed with California Secretary of State — bizfile Online.

The register reports 254 officers in total, including past appointments, though only the 5 most relevant records are shown here.

Management authority at ENCORE CAPITAL GROUP, INC. sits with these individuals, not with shareholders, who are covered separately and hold ownership rather than control.

The source filing doesn't specify representation authority — whether officers can act individually or must sign jointly to bind the company — so that detail isn't available here.

RB
RYAN BELL ACTIVE

Residence
🇺🇸 United States
Occupation
President

PH
Patrick Huber ACTIVE

Residence
🇺🇸 United States
Occupation
Staff Auditor, Vendor Compliance Audit

BB
Bidisha Banerjee ACTIVE

Residence
🇺🇸 United States
Occupation
Senior Manager

KO
Kay Ostmoe ACTIVE

Residence
🇺🇸 United States
Occupation
Senior Process Excellence Manager

LW
Lindsey Wells ACTIVE

Residence
🇺🇸 United States
Occupation
Executive Assistant

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Group Structure

ENCORE CAPITAL GROUP, INC. has no recorded parent company — it sits at the top of its own group structure, with 24 subsidiaries recorded beneath it across 5 jurisdictions. Each of these downward relationships is derived rather than filed: resolved by matching entities across the registry network, not stated directly in a single document.

Those 24 subsidiaries span United States, Luxembourg, Colombia, Costa Rica, Singapore jurisdictions, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear. Three of the 24 go a level deeper still, with their own further subsidiaries recorded beneath them — additional ownership layers this view doesn't expand.

Ultimate HQ
ENCORE CAPITAL GROUP, INC.
United States
Encore Holdings Luxembourg S.a r.l.+ subsidiaries
LuxembourgLU B198551

Asset Acceptance Capital Corp.+ subsidiaries
United StatesUS MI 800076779

Midland India LLC+ subsidiaries
United StatesUS MN 1395219-2

Midland Funding LLC
United StatesUS AZ L13395637

Ppo RC Holdco LLC
United StatesUS CA 7660978

RF JCAP S A S
ColombiaCO 9005756058

Atlantic Credit & Finance Inc
United StatesUS VA 541805771

Midland International LLC
United States#0229329828

+16 more entities

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Map the complete corporate hierarchy: parent companies, subsidiaries, and cross-border ownership chains.

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Frequently Asked Questions

Who owns ENCORE CAPITAL GROUP, INC.?

Five shareholders are currently on record for ENCORE CAPITAL GROUP, INC., reflecting the stock ledger maintained under state corporate law (e.g. §219 of the Delaware General Corporation Law) rather than a public filing. The largest of these is Vanguard Group Inc, holding 12.2% — the largest recorded stake — followed by iShares Trust-iShares Core S&P Small-Cap ETF at 6.8%; the remaining 3 shareholders shown hold smaller stakes. Because every shareholder shown is a company rather than an individual, the ownership chain continues above this level, and no beneficial owner can be established from this filing alone.

Who is ENCORE CAPITAL GROUP, INC.'s UBO (Ultimate Beneficial Owner)?

Every shareholder recorded for ENCORE CAPITAL GROUP, INC. is itself a company rather than a natural person, so no Ultimate Beneficial Owner (UBO) is identified at this level; establishing one would require tracing the ownership of each shareholding company in turn.

How many shareholders does ENCORE CAPITAL GROUP, INC. have on record?

5 shareholders are shown on record for ENCORE CAPITAL GROUP, INC.. The register reports 6 in total; only the top 5 by holding are shown here.

What is ENCORE CAPITAL GROUP, INC.'s company registration number?

ENCORE CAPITAL GROUP, INC.'s registration number is 2320424, filed with California Secretary of State — bizfile Online in United States. Its current status on the register is active.

Is ENCORE CAPITAL GROUP, INC. still an active company?

ENCORE CAPITAL GROUP, INC.'s status on California Secretary of State — bizfile Online is listed as active.

When was ENCORE CAPITAL GROUP, INC. incorporated?

ENCORE CAPITAL GROUP, INC. was incorporated on 16 November 2000, according to California Secretary of State — bizfile Online.

What is ENCORE CAPITAL GROUP, INC.'s registered address?

The registered address on file for ENCORE CAPITAL GROUP, INC. is SAN DIEGO, United States.

Who are the officers/directors of ENCORE CAPITAL GROUP, INC.?

The President of ENCORE CAPITAL GROUP, INC. currently on record is RYAN BELL; five officers are currently on record for ENCORE CAPITAL GROUP, INC., filed with California Secretary of State — bizfile Online. Management authority at ENCORE CAPITAL GROUP, INC. sits with these individuals, not with shareholders, who are covered separately and hold ownership rather than control.

Does ENCORE CAPITAL GROUP, INC. have a parent company or subsidiaries?

ENCORE CAPITAL GROUP, INC. has no recorded parent company — it sits at the top of its own group structure, with 24 subsidiaries recorded beneath it across 5 jurisdictions. Those 24 subsidiaries span United States, Luxembourg, Colombia, Costa Rica, Singapore jurisdictions, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear. Three of the 24 go a level deeper still, with their own further subsidiaries recorded beneath them — additional ownership layers this view doesn't expand.

Can Zavia monitor changes to ENCORE CAPITAL GROUP, INC.'s ownership over time?

This profile reflects a point-in-time snapshot from California Secretary of State — bizfile Online. Zavia's monitoring API can track changes to ENCORE CAPITAL GROUP, INC.'s registered shareholders, officers, and group structure going forward, flagging updates as they're filed rather than requiring a manual recheck.

Can I access ENCORE CAPITAL GROUP, INC.'s data through an API?

Yes. Zavia's API connects directly to official government ownership registries across 195 countries and territories, including United States, so records like ENCORE CAPITAL GROUP, INC.'s registration, shareholder, UBO, and group-structure data can be queried programmatically instead of viewed one page at a time.

Where does this company information come from, and how current is it?

This record is sourced directly from California Secretary of State — bizfile Online and was last synced on 3 October 2026.

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