FINANCIAL INSTITUTIONS, INC.
FINANCIAL INSTITUTIONS, INC. is a Private limited company (Ltd.) registered in United States under 41309, and its current status with New York Department of State — Division of Corporations is active. The company was incorporated on 15 September 1931 and lists its registered address as Warsaw, United States. 4 shareholders are on record for FINANCIAL INSTITUTIONS, INC., and since every one of them is a company rather than an individual, this particular filing does not on its own establish an ultimate beneficial owner (UBO) — identifying one would mean tracing the ownership of each shareholding company in turn. This profile is sourced directly from New York Department of State — Division of Corporations and was last updated on 3 October 2026.
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Shareholders
4
Four shareholders are currently on record for FINANCIAL INSTITUTIONS, INC., reflecting the stock ledger maintained under state corporate law (e.g. §219 of the Delaware General Corporation Law) rather than a public filing.
The largest of these is Vanguard Group Inc, holding 9.9% — the largest recorded stake — followed by iShares Trust-iShares Russell 2000 ETF at 4.2%; the remaining 2 shareholders shown hold smaller stakes.
Because every shareholder shown is a company rather than an individual, the ownership chain continues above this level, and no beneficial owner can be established from this filing alone.
| Shareholder | Type | Holding | Source Document |
|---|---|---|---|
| Vanguard Group Inc | 9.9% | New York Department of State — Division of Corporations | |
| iShares Trust-iShares Russell 2000 ETF | 4.2% | New York Department of State — Division of Corporations | |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 1.7% | New York Department of State — Division of Corporations | |
| iShares Trust-iShares Russell 2000 Value ETF | 1.5% | New York Department of State — Division of Corporations |
Officers
5
The President, Ceo & Director of FINANCIAL INSTITUTIONS, INC. currently on record is Martin K. Birmingham; five officers are currently on record for FINANCIAL INSTITUTIONS, INC., filed with New York Department of State — Division of Corporations.
The register reports 13 officers in total, including past appointments, though only the 5 most relevant records are shown here.
Management authority at FINANCIAL INSTITUTIONS, INC. sits with these individuals, not with shareholders, who are covered separately and hold ownership rather than control.
The source filing doesn't specify representation authority — whether officers can act individually or must sign jointly to bind the company — so that detail isn't available here.
Group Structure
FINANCIAL INSTITUTIONS, INC. has no recorded parent company — it sits at the top of its own group structure, with 3 subsidiaries recorded beneath it across 1 jurisdiction. Each of these downward relationships is derived rather than filed: resolved by matching entities across the registry network, not stated directly in a single document.
Those 3 subsidiaries span United States jurisdiction, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear. One of the 3 go a level deeper still, with its own further subsidiaries recorded beneath it — additional ownership layers this view doesn't expand.
FINANCIAL INSTITUTIONS, INC.
United States
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Frequently Asked Questions
Who owns FINANCIAL INSTITUTIONS, INC.?
Four shareholders are currently on record for FINANCIAL INSTITUTIONS, INC., reflecting the stock ledger maintained under state corporate law (e.g. §219 of the Delaware General Corporation Law) rather than a public filing. The largest of these is Vanguard Group Inc, holding 9.9% — the largest recorded stake — followed by iShares Trust-iShares Russell 2000 ETF at 4.2%; the remaining 2 shareholders shown hold smaller stakes. Because every shareholder shown is a company rather than an individual, the ownership chain continues above this level, and no beneficial owner can be established from this filing alone.
Who is FINANCIAL INSTITUTIONS, INC.'s UBO (Ultimate Beneficial Owner)?
Every shareholder recorded for FINANCIAL INSTITUTIONS, INC. is itself a company rather than a natural person, so no Ultimate Beneficial Owner (UBO) is identified at this level; establishing one would require tracing the ownership of each shareholding company in turn.
How many shareholders does FINANCIAL INSTITUTIONS, INC. have on record?
4 shareholders are shown on record for FINANCIAL INSTITUTIONS, INC..
What is FINANCIAL INSTITUTIONS, INC.'s company registration number?
FINANCIAL INSTITUTIONS, INC.'s registration number is 41309, filed with New York Department of State — Division of Corporations in United States. Its current status on the register is active.
Is FINANCIAL INSTITUTIONS, INC. still an active company?
FINANCIAL INSTITUTIONS, INC.'s status on New York Department of State — Division of Corporations is listed as active.
When was FINANCIAL INSTITUTIONS, INC. incorporated?
FINANCIAL INSTITUTIONS, INC. was incorporated on 15 September 1931, according to New York Department of State — Division of Corporations.
What is FINANCIAL INSTITUTIONS, INC.'s registered address?
The registered address on file for FINANCIAL INSTITUTIONS, INC. is Warsaw, United States.
What legal structure is FINANCIAL INSTITUTIONS, INC. registered as?
FINANCIAL INSTITUTIONS, INC. is registered as a Private limited company (Ltd.) in United States.
Who are the officers/directors of FINANCIAL INSTITUTIONS, INC.?
The President, Ceo & Director of FINANCIAL INSTITUTIONS, INC. currently on record is Martin K. Birmingham; five officers are currently on record for FINANCIAL INSTITUTIONS, INC., filed with New York Department of State — Division of Corporations. Management authority at FINANCIAL INSTITUTIONS, INC. sits with these individuals, not with shareholders, who are covered separately and hold ownership rather than control.
Does FINANCIAL INSTITUTIONS, INC. have a parent company or subsidiaries?
FINANCIAL INSTITUTIONS, INC. has no recorded parent company — it sits at the top of its own group structure, with 3 subsidiaries recorded beneath it across 1 jurisdiction. Those 3 subsidiaries span United States jurisdiction, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear. One of the 3 go a level deeper still, with its own further subsidiaries recorded beneath it — additional ownership layers this view doesn't expand.
Can Zavia monitor changes to FINANCIAL INSTITUTIONS, INC.'s ownership over time?
This profile reflects a point-in-time snapshot from New York Department of State — Division of Corporations. Zavia's monitoring API can track changes to FINANCIAL INSTITUTIONS, INC.'s registered shareholders, officers, and group structure going forward, flagging updates as they're filed rather than requiring a manual recheck.
Can I access FINANCIAL INSTITUTIONS, INC.'s data through an API?
Yes. Zavia's API connects directly to official government ownership registries across 195 countries and territories, including United States, so records like FINANCIAL INSTITUTIONS, INC.'s registration, shareholder, UBO, and group-structure data can be queried programmatically instead of viewed one page at a time.
Where does this company information come from, and how current is it?
This record is sourced directly from New York Department of State — Division of Corporations and was last synced on 3 October 2026.