HERITAGE INSURANCE HOLDINGS, INC.
HERITAGE INSURANCE HOLDINGS, INC. is a Public Limited Company registered in United States under 001448642, and its current status with Massachusetts Secretary of the Commonwealth is active. The company was incorporated on 20 July 2020 and lists its registered address as United States. 7 shareholders are on record for HERITAGE INSURANCE HOLDINGS, INC., and since every one of them is a company rather than an individual, this particular filing does not on its own establish an ultimate beneficial owner (UBO) — identifying one would mean tracing the ownership of each shareholding company in turn. This profile is sourced directly from Massachusetts Secretary of the Commonwealth and was last updated on 25 September 2026.
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Shareholders
7
Shareholders of HERITAGE INSURANCE HOLDINGS, INC.
Seven shareholders are currently on record for HERITAGE INSURANCE HOLDINGS, INC., reflecting the stock ledger maintained under state corporate law (e.g. §219 of the Delaware General Corporation Law) rather than a public filing. The largest of these is Vanguard Group Inc, holding 14% — the largest recorded stake — followed by Prudential Financial, Inc. at 5.3%; the remaining 5 shareholders shown hold smaller stakes. Because every shareholder shown is a company rather than an individual, the ownership chain continues above this level, and no beneficial owner can be established from this filing alone.
| Shareholder | Type | Holding | Source Document |
|---|---|---|---|
| Vanguard Group Inc | 14% | Massachusetts Secretary of the Commonwealth | |
| Prudential Financial, Inc. | 5.3% | Massachusetts Secretary of the Commonwealth | |
| iShares Trust-iShares Russell 2000 ETF | 4.7% | Massachusetts Secretary of the Commonwealth | |
| Assenagon Asset Management S.A. | 3.5% | Massachusetts Secretary of the Commonwealth | |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 1.9% | Massachusetts Secretary of the Commonwealth | |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 1.7% | Massachusetts Secretary of the Commonwealth | |
| iShares Trust-iShares Russell 2000 Growth ETF | 1.2% | Massachusetts Secretary of the Commonwealth |
Officers
27
Directors and officers of HERITAGE INSURANCE HOLDINGS, INC.
The Ceo & Director of HERITAGE INSURANCE HOLDINGS, INC. currently on record is Ernesto Jose Garateix Cpcu; 17 of the 27 officer records shown for HERITAGE INSURANCE HOLDINGS, INC. are current appointments, filed with Massachusetts Secretary of the Commonwealth. The remaining 8 records shown (NICHOLAS GEORGE PAPPAS, Paul Whiting and 6 others) are former appointments that have since been resigned. Management authority at HERITAGE INSURANCE HOLDINGS, INC. sits with these individuals, not with shareholders, who are covered separately and hold ownership rather than control. The source filing doesn't specify representation authority — whether officers can act individually or must sign jointly to bind the company — so that detail isn't available here.
Data availability
The register reports 37 officers in total, including past appointments, though only the 27 most relevant records are shown here.
Group Structure
Group structure of HERITAGE INSURANCE HOLDINGS, INC.
HERITAGE INSURANCE HOLDINGS, INC. has no recorded parent company — it sits at the top of its own group structure, with 16 subsidiaries recorded beneath it across 2 jurisdictions. Each of these downward relationships is derived rather than filed: resolved by matching entities across the registry network, not stated directly in a single document.
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- Vantage Risk Assurance Company (United States)
- Nbic Service Company, Inc. (United States)
- Pawtucket Insurance Company (United States)
- HI Holdings, Inc. (United States)
- Pawtucket Insurance Company (United States)
- HI Holdings, Inc. (United States)
- Nbic Holdings, Inc. (United States)
Data availability
Those 16 subsidiaries span United States, Bermuda jurisdictions, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear. Two of the 16 go a level deeper still, with their own further subsidiaries recorded beneath them — additional ownership layers this view doesn't expand.
HERITAGE INSURANCE HOLDINGS, INC.
United States
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Frequently Asked Questions
Who owns HERITAGE INSURANCE HOLDINGS, INC.?
Seven shareholders are currently on record for HERITAGE INSURANCE HOLDINGS, INC., reflecting the stock ledger maintained under state corporate law (e.g. §219 of the Delaware General Corporation Law) rather than a public filing. The largest of these is Vanguard Group Inc, holding 14% — the largest recorded stake — followed by Prudential Financial, Inc. at 5.3%; the remaining 5 shareholders shown hold smaller stakes. Because every shareholder shown is a company rather than an individual, the ownership chain continues above this level, and no beneficial owner can be established from this filing alone.
Who is HERITAGE INSURANCE HOLDINGS, INC.'s UBO (Ultimate Beneficial Owner)?
Every shareholder recorded for HERITAGE INSURANCE HOLDINGS, INC. is itself a company rather than a natural person, so no Ultimate Beneficial Owner (UBO) is identified at this level; establishing one would require tracing the ownership of each shareholding company in turn.
How many shareholders does HERITAGE INSURANCE HOLDINGS, INC. have on record?
7 shareholders are shown on record for HERITAGE INSURANCE HOLDINGS, INC..
What is HERITAGE INSURANCE HOLDINGS, INC.'s company registration number?
HERITAGE INSURANCE HOLDINGS, INC.'s registration number is 001448642, filed with Massachusetts Secretary of the Commonwealth in United States. Its current status on the register is active.
Is HERITAGE INSURANCE HOLDINGS, INC. still an active company?
HERITAGE INSURANCE HOLDINGS, INC.'s status on Massachusetts Secretary of the Commonwealth is listed as active.
When was HERITAGE INSURANCE HOLDINGS, INC. incorporated?
HERITAGE INSURANCE HOLDINGS, INC. was incorporated on 20 July 2020, according to Massachusetts Secretary of the Commonwealth.
What is HERITAGE INSURANCE HOLDINGS, INC.'s registered address?
The registered address on file for HERITAGE INSURANCE HOLDINGS, INC. is United States.
What legal structure is HERITAGE INSURANCE HOLDINGS, INC. registered as?
HERITAGE INSURANCE HOLDINGS, INC. is registered as a Public Limited Company in United States.
Who are the officers/directors of HERITAGE INSURANCE HOLDINGS, INC.?
The Ceo & Director of HERITAGE INSURANCE HOLDINGS, INC. currently on record is Ernesto Jose Garateix Cpcu; 17 of the 27 officer records shown for HERITAGE INSURANCE HOLDINGS, INC. are current appointments, filed with Massachusetts Secretary of the Commonwealth. The remaining 8 records shown (NICHOLAS GEORGE PAPPAS, Paul Whiting and 6 others) are former appointments that have since been resigned. Management authority at HERITAGE INSURANCE HOLDINGS, INC. sits with these individuals, not with shareholders, who are covered separately and hold ownership rather than control.
Does HERITAGE INSURANCE HOLDINGS, INC. have a parent company or subsidiaries?
HERITAGE INSURANCE HOLDINGS, INC. has no recorded parent company — it sits at the top of its own group structure, with 16 subsidiaries recorded beneath it across 2 jurisdictions. Those 16 subsidiaries span United States, Bermuda jurisdictions, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear. Two of the 16 go a level deeper still, with their own further subsidiaries recorded beneath them — additional ownership layers this view doesn't expand.
Can Zavia monitor changes to HERITAGE INSURANCE HOLDINGS, INC.'s ownership over time?
This profile reflects a point-in-time snapshot from Massachusetts Secretary of the Commonwealth. Zavia's monitoring API can track changes to HERITAGE INSURANCE HOLDINGS, INC.'s registered shareholders, officers, and group structure going forward, flagging updates as they're filed rather than requiring a manual recheck.
Can I access HERITAGE INSURANCE HOLDINGS, INC.'s data through an API?
Yes. Zavia's API connects directly to official government ownership registries across 195 countries and territories, including United States, so records like HERITAGE INSURANCE HOLDINGS, INC.'s registration, shareholder, UBO, and group-structure data can be queried programmatically instead of viewed one page at a time.
Where does this company information come from, and how current is it?
This record is sourced directly from Massachusetts Secretary of the Commonwealth and was last synced on 25 September 2026.