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Ryvyl Inc.

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Registration No.
3601935
Incorporation Date
2013-09-09
Company Type
Not disclosed
Address
SAN DIEGO, United States
Website
www.ryvyl.com/
Source: California Secretary of State — bizfile Online

Ryvyl Inc. is a registered legal entity registered in United States under 3601935, and its current status with California Secretary of State — bizfile Online is active. The company was incorporated on 9 September 2013 and lists its registered address as SAN DIEGO, United States. 5 shareholders are on record for Ryvyl Inc., and since every one of them is a company rather than an individual, this particular filing does not on its own establish an ultimate beneficial owner (UBO) — identifying one would mean tracing the ownership of each shareholding company in turn. This profile is sourced directly from California Secretary of State — bizfile Online and was last updated on 4 October 2026.

Data Provenance
This record is sourced directly from official government registries, including California Secretary of State — bizfile Online.

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Shareholders

5

Five shareholders are currently on record for Ryvyl Inc., reflecting the stock ledger maintained under state corporate law (e.g. §219 of the Delaware General Corporation Law) rather than a public filing.

The largest of these is Heights Capital Management, Inc , holding 22.6% — the largest recorded stake — followed by Renaissance Technologies, LLC at 21.1%; the remaining 3 shareholders shown hold smaller stakes.

Because every shareholder shown is a company rather than an individual, the ownership chain continues above this level, and no beneficial owner can be established from this filing alone.

Shareholder Type Holding Source Document
Heights Capital Management, Inc 22.6% California Secretary of State — bizfile Online
Renaissance Technologies, LLC 21.1% California Secretary of State — bizfile Online
Ewa, LLC 2.3% California Secretary of State — bizfile Online
Fidelity Concord Street Trust-Fidelity Series Total Market Index Fund 1.6% California Secretary of State — bizfile Online
Osaic Holdings Inc 0.4% California Secretary of State — bizfile Online

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Officers

5

The Co-founder, Chairman Of The Board, Executive Vp And Principal Financial & Accounting Officer of Ryvyl Inc. currently on record is BEN ERREZ; five officers are currently on record for Ryvyl Inc., filed with California Secretary of State — bizfile Online.

The register reports 16 officers in total, including past appointments, though only the 5 most relevant records are shown here.

Management authority at Ryvyl Inc. sits with these individuals, not with shareholders, who are covered separately and hold ownership rather than control.

The source filing doesn't specify representation authority — whether officers can act individually or must sign jointly to bind the company — so that detail isn't available here.

BE
BEN ERREZ ACTIVE

Residence
🇺🇸 United States
Occupation
Co-founder, Chairman Of The Board, Executive Vp And Principal Financial & Accounting Officer

PL
Paul Levine ACTIVE

Residence
🇺🇸 United States
Occupation
Ceo & Co-founder Of Coyni Stablecoin Spinoff

FN
Fredi Nisan ACTIVE

Residence
🇺🇸 United States
Occupation
Co-founder, Ceo & Director

VE
Vivian Estrada ACTIVE

Residence
🇬🇹 Guatemala
Occupation
Director Of Human Resources

BR
Bryan Rowland ACTIVE

Residence
🇺🇸 United States
Occupation
Head Of Risk Management

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Group Structure

Ryvyl Inc. has no recorded parent company — it sits at the top of its own group structure, with 4 subsidiaries recorded beneath it across 1 jurisdiction. Each of these downward relationships is derived rather than filed: resolved by matching entities across the registry network, not stated directly in a single document.

Those 4 subsidiaries span United States jurisdiction, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear. One of the 4 go a level deeper still, with its own further subsidiaries recorded beneath it — additional ownership layers this view doesn't expand.

Ultimate HQ
Ryvyl Inc.
United States
TERA PAYMENT SYSTEMS, INC.
US FL F24000001749

CHARGE SAVVY LLC
US IL L05065615

TRANSACT EUROPE HOLDINGS OOD+ subsidiaries
BG 203296816

NORTHEAST MERCHANT SYSTEMS, INC.
US MA 043502411

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Frequently Asked Questions

Who owns Ryvyl Inc.?

Five shareholders are currently on record for Ryvyl Inc., reflecting the stock ledger maintained under state corporate law (e.g. §219 of the Delaware General Corporation Law) rather than a public filing. The largest of these is Heights Capital Management, Inc , holding 22.6% — the largest recorded stake — followed by Renaissance Technologies, LLC at 21.1%; the remaining 3 shareholders shown hold smaller stakes. Because every shareholder shown is a company rather than an individual, the ownership chain continues above this level, and no beneficial owner can be established from this filing alone.

Who is Ryvyl Inc.'s UBO (Ultimate Beneficial Owner)?

Every shareholder recorded for Ryvyl Inc. is itself a company rather than a natural person, so no Ultimate Beneficial Owner (UBO) is identified at this level; establishing one would require tracing the ownership of each shareholding company in turn.

How many shareholders does Ryvyl Inc. have on record?

5 shareholders are shown on record for Ryvyl Inc..

What is Ryvyl Inc.'s company registration number?

Ryvyl Inc.'s registration number is 3601935, filed with California Secretary of State — bizfile Online in United States. Its current status on the register is active.

Is Ryvyl Inc. still an active company?

Ryvyl Inc.'s status on California Secretary of State — bizfile Online is listed as active.

When was Ryvyl Inc. incorporated?

Ryvyl Inc. was incorporated on 9 September 2013, according to California Secretary of State — bizfile Online.

What is Ryvyl Inc.'s registered address?

The registered address on file for Ryvyl Inc. is SAN DIEGO, United States.

Who are the officers/directors of Ryvyl Inc.?

The Co-founder, Chairman Of The Board, Executive Vp And Principal Financial & Accounting Officer of Ryvyl Inc. currently on record is BEN ERREZ; five officers are currently on record for Ryvyl Inc., filed with California Secretary of State — bizfile Online. Management authority at Ryvyl Inc. sits with these individuals, not with shareholders, who are covered separately and hold ownership rather than control.

Does Ryvyl Inc. have a parent company or subsidiaries?

Ryvyl Inc. has no recorded parent company — it sits at the top of its own group structure, with 4 subsidiaries recorded beneath it across 1 jurisdiction. Those 4 subsidiaries span United States jurisdiction, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear. One of the 4 go a level deeper still, with its own further subsidiaries recorded beneath it — additional ownership layers this view doesn't expand.

Can Zavia monitor changes to Ryvyl Inc.'s ownership over time?

This profile reflects a point-in-time snapshot from California Secretary of State — bizfile Online. Zavia's monitoring API can track changes to Ryvyl Inc.'s registered shareholders, officers, and group structure going forward, flagging updates as they're filed rather than requiring a manual recheck.

Can I access Ryvyl Inc.'s data through an API?

Yes. Zavia's API connects directly to official government ownership registries across 195 countries and territories, including United States, so records like Ryvyl Inc.'s registration, shareholder, UBO, and group-structure data can be queried programmatically instead of viewed one page at a time.

Where does this company information come from, and how current is it?

This record is sourced directly from California Secretary of State — bizfile Online and was last synced on 4 October 2026.

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