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SCOTTISH WIDOWS SERVICES LIMITED

Private limited company (Ltd.) Active

Registration No.
SC189975
Incorporation Date
1998-09-29
Company Type
Private limited company (Ltd.)
Address
Edinburgh, United Kingdom
Website
N/A
Source: Companies House

SCOTTISH WIDOWS SERVICES LIMITED is a Private limited company (Ltd.) registered in United Kingdom under SC189975, and its current status with Companies House is active. The company was incorporated on 29 September 1998 and lists its registered address as Edinburgh, United Kingdom. 1 shareholder is on record for SCOTTISH WIDOWS SERVICES LIMITED, and since every one of them is a company rather than an individual, this particular filing does not on its own establish an ultimate beneficial owner (UBO) — identifying one would mean tracing the ownership of each shareholding company in turn. This profile is sourced directly from Companies House and was last updated on 5 October 2026.

Data Provenance
This record is sourced directly from official government registries, including Companies House.

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Shareholders

1

One shareholder is currently on record for SCOTTISH WIDOWS SERVICES LIMITED, held on the Confirmation Statement (CS01), filed under the Companies Act 2006.

The largest of these is LLOYDS BANK PLC, holding 100% — a majority holding.

Because the shareholder shown is a company rather than an individual, the ownership chain continues above this level, and no beneficial owner can be established from this filing alone.

Shareholder Type Holding Source Document
LLOYDS BANK PLC 100% Companies House

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Officers

5

Four of the 5 officer records shown for SCOTTISH WIDOWS SERVICES LIMITED are current appointments, filed with Companies House. Donald Mackechnie (appointed 2020-10-01), Rachel Messenger (appointed 2022-12-31) and Tara Forde (appointed 2025-11-20) all serve as Director; Karen McKay (appointed 2018-09-24) serves as Company Secretary. The remaining 1 record shown (Sean Lowther) is a former appointment that has since been resigned.

The register reports 44 officers in total, including past appointments, though only the 5 most relevant records are shown here.

Management authority at SCOTTISH WIDOWS SERVICES LIMITED sits with these individuals, not with shareholders, who are covered separately and hold ownership rather than control.

The source filing doesn't specify representation authority — whether officers can act individually or must sign jointly to bind the company — so that detail isn't available here.

DM
Donald Mackechnie ACTIVE

Appointed
2020-10-01
Residence
🇬🇧 United Kingdom
Occupation
Director

RM
Rachel Messenger ACTIVE

Appointed
2022-12-31
Residence
🇬🇧 United Kingdom
Occupation
Director

TF
Tara Forde ACTIVE

Appointed
2025-11-20
Residence
🇬🇧 United Kingdom
Occupation
Director

KM
Karen McKay ACTIVE

Appointed
2018-09-24
Residence
🇬🇧 United Kingdom
Occupation
Company Secretary

SL
Sean Lowther RESIGNED

Appointed
2016-06-28
Resigned
2022-12-31
Residence
🇬🇧 United Kingdom
Occupation
Director

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Group Structure

SCOTTISH WIDOWS SERVICES LIMITED sits 2 levels below its ultimate parent, LLOYDS BANKING GROUP PLC, registered in United Kingdom. Immediately above SCOTTISH WIDOWS SERVICES LIMITED is LLOYDS BANK PLC, holding 100% as filed in SCOTTISH WIDOWS SERVICES LIMITED's own shareholder record with Companies House. LLOYDS BANKING GROUP PLC sits further up the chain, a link derived by walking shareholder filings across jurisdictions rather than stated in a single document.

Ultimate HQ
LLOYDS BANKING GROUP PLC
United Kingdom

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Frequently Asked Questions

Who owns SCOTTISH WIDOWS SERVICES LIMITED?

One shareholder is currently on record for SCOTTISH WIDOWS SERVICES LIMITED, held on the Confirmation Statement (CS01), filed under the Companies Act 2006. The largest of these is LLOYDS BANK PLC, holding 100% — a majority holding. Because the shareholder shown is a company rather than an individual, the ownership chain continues above this level, and no beneficial owner can be established from this filing alone.

Who is SCOTTISH WIDOWS SERVICES LIMITED's UBO (Ultimate Beneficial Owner)?

Every shareholder recorded for SCOTTISH WIDOWS SERVICES LIMITED is itself a company rather than a natural person, so no Ultimate Beneficial Owner (UBO) is identified at this level; establishing one would require tracing the ownership of each shareholding company in turn.

How many shareholders does SCOTTISH WIDOWS SERVICES LIMITED have on record?

1 shareholder is shown on record for SCOTTISH WIDOWS SERVICES LIMITED.

What is SCOTTISH WIDOWS SERVICES LIMITED's company registration number?

SCOTTISH WIDOWS SERVICES LIMITED's registration number is SC189975, filed with Companies House in United Kingdom. Its current status on the register is active.

Is SCOTTISH WIDOWS SERVICES LIMITED still an active company?

SCOTTISH WIDOWS SERVICES LIMITED's status on Companies House is listed as active.

When was SCOTTISH WIDOWS SERVICES LIMITED incorporated?

SCOTTISH WIDOWS SERVICES LIMITED was incorporated on 29 September 1998, according to Companies House.

What is SCOTTISH WIDOWS SERVICES LIMITED's registered address?

The registered address on file for SCOTTISH WIDOWS SERVICES LIMITED is Edinburgh, United Kingdom.

What legal structure is SCOTTISH WIDOWS SERVICES LIMITED registered as?

SCOTTISH WIDOWS SERVICES LIMITED is registered as a Private limited company (Ltd.) in United Kingdom.

Who are the officers/directors of SCOTTISH WIDOWS SERVICES LIMITED?

Four of the 5 officer records shown for SCOTTISH WIDOWS SERVICES LIMITED are current appointments, filed with Companies House. Donald Mackechnie (appointed 2020-10-01), Rachel Messenger (appointed 2022-12-31) and Tara Forde (appointed 2025-11-20) all serve as Director; Karen McKay (appointed 2018-09-24) serves as Company Secretary. The remaining 1 record shown (Sean Lowther) is a former appointment that has since been resigned. Management authority at SCOTTISH WIDOWS SERVICES LIMITED sits with these individuals, not with shareholders, who are covered separately and hold ownership rather than control.

Does SCOTTISH WIDOWS SERVICES LIMITED have a parent company or subsidiaries?

SCOTTISH WIDOWS SERVICES LIMITED sits 2 levels below its ultimate parent, LLOYDS BANKING GROUP PLC, registered in United Kingdom.

Can Zavia monitor changes to SCOTTISH WIDOWS SERVICES LIMITED's ownership over time?

This profile reflects a point-in-time snapshot from Companies House. Zavia's monitoring API can track changes to SCOTTISH WIDOWS SERVICES LIMITED's registered shareholders, officers, and group structure going forward, flagging updates as they're filed rather than requiring a manual recheck.

Can I access SCOTTISH WIDOWS SERVICES LIMITED's data through an API?

Yes. Zavia's API connects directly to official government ownership registries across 195 countries and territories, including United Kingdom, so records like SCOTTISH WIDOWS SERVICES LIMITED's registration, shareholder, UBO, and group-structure data can be queried programmatically instead of viewed one page at a time.

Where does this company information come from, and how current is it?

This record is sourced directly from Companies House and was last synced on 5 October 2026.

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