WELLS FARGO FINANCIAL, INC.
WELLS FARGO FINANCIAL, INC. was a United States consumer finance company, organised as an Iowa corporation on 19 August 1982 and described in its own filings as the successor to a business founded in 1897. It reported to the U.S. Securities and Exchange Commission under Commission file number 2-80466 (SEC CIK 0000708481), filed as Norwest Financial, Inc. until 26 June 2000, and gave its principal executive office as 206 Eighth Street, Des Moines, Iowa.
The Wells Fargo Financial business it headed made direct consumer instalment loans, bought sales finance contracts, issued credit cards and underwrote credit insurance, and also carried on automobile finance, commercial finance, equipment leasing and accounts receivable financing. Its Form 10-K for the year ended 31 December 2000 reported 947 consumer finance branches in 47 US states, Guam, Saipan, Puerto Rico and the ten Canadian provinces — company-level figures, and the last operating scale WELLS FARGO FINANCIAL, INC. published.
Separate reporting ended with a Form 10-Q filed on 12 November 2002. On 7 July 2010 it was announced that the 638 Wells Fargo Financial stores in the United States would close and that origination of non-prime portfolio mortgage loans would end, with existing consumer loans still serviced. The New York Stock Exchange filed Form 25-NSE on 19 April 2012 removing the company’s remaining listed securities from listing and registration, and its SEC filing record ends there.
The number 3383187 and the date 20 May 2011 on this record are attributed to the California Secretary of State bizfile Online and are not this company’s formation, which was in Iowa in 1982. That register could not be read: bizfile Online returned HTTP 429 to automated requests on 30 September 2026, and GLEIF holds no record registered as 3383187. The stored status value is not evidence of present standing, and the stored LinkedIn address points to a Wells Fargo real estate business unit page rather than this legal entity, so it is treated as a data defect.
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Shareholders
5
Shareholders of WELLS FARGO FINANCIAL, INC.
No shareholder register for WELLS FARGO FINANCIAL, INC. is published by any register consulted, and none is needed to answer who owned it: its own Form 10-K for the year ended 31 December 2000 states that the company was a wholly owned subsidiary of Wells Fargo Financial Services, Inc., a Delaware corporation, which was itself a wholly owned subsidiary of Wells Fargo & Company. That is the only ownership of this Iowa corporation disclosed in any filing reviewed, and no third-party shareholder or minority stake appears in any of them.
The five shareholder rows stored against this record are not a register of this company. They name asset managers and exchange-traded funds — among them an iShares preferred and income securities ETF, a Fidelity fund and FMR, LLC — holding quantities priced at USD 24.12 to USD 24.13 and USD 93.55 per unit, which are prices of exchange-traded securities of a listed issuer. WELLS FARGO FINANCIAL, INC. had no listed equity of its own. The stored percentages are proportions of the data provider’s sample rather than stakes in this entity, so they are not reproduced here as ownership; the provider also reports 22 rows in total while storing only five, so the set is truncated as well as misattributed.
Ultimate beneficial ownership
No ultimate beneficial owner of WELLS FARGO FINANCIAL, INC. is identified. The disclosed ownership chain runs to a widely held listed company, and no register, filing or official announcement reviewed names a natural person as a beneficial owner of this entity. No effective percentage is calculated, because no source supports one.
Data availability
Not public for the entity itself: neither Iowa nor California publishes a shareholder register for a corporation, the California register (bizfile Online) returned HTTP 429 to automated requests on 30 September 2026, and GLEIF holds no LEI record registered as 3383187. The absence of published shareholder or beneficial ownership data is not evidence that the company had none; the wholly owned position above comes from securities filings, is dated to the periods those filings cover, and is not a current statement.
Sources
- U.S. Securities and Exchange Commission, EDGAR — Wells Fargo Financial, Inc., Form 10-K for the year ended 31 December 2000. https://www.sec.gov/Archives/edgar/data/708481/000110465901500038/j0089-10k.htm (retrieved 30 September 2026)
- U.S. Securities and Exchange Commission, EDGAR — Wells Fargo & Company, Exhibit 21 to Form 10-K for the year ended 31 December 2011, filed 28 February 2012. https://www.sec.gov/Archives/edgar/data/72971/000119312512084528/d280360dex21.htm (retrieved 30 September 2026)
- Global Legal Entity Identifier Foundation (GLEIF) — LEI record search filtered on registration authority entity ID 3383187, zero records returned. https://api.gleif.org/api/v1/lei-records?filter[entity.registeredAs]=3383187 (retrieved 30 September 2026)
Data-provider feed — rows as supplied to Zavia for California Secretary of State — bizfile Online, including entries the profile above does not cover. These rows are not a verbatim copy of the register: they have been found to duplicate the same person under different spellings and to keep a status of Active after an appointment ended. Where they disagree with the profile above, the profile is the checked version.
| Shareholder | Type | Holding | Source Document |
|---|---|---|---|
| FMR, LLC | 10.1% | California Secretary of State — bizfile Online | |
| iShares Trust-iShares Preferred and Income Securities ETF | 0.1% | California Secretary of State — bizfile Online | |
| Fidelity Salem Street Trust-Fidelity Strategic Dividend & Income Fund | 0% | California Secretary of State — bizfile Online | |
| DEUTSCHE DWS VARIABLE SERIES II-DWS Global Income Builder VIP | 0% | California Secretary of State — bizfile Online | |
| Boyd Watterson Asset Management, LLC | 0% | California Secretary of State — bizfile Online |
Officers
5
Directors and officers of WELLS FARGO FINANCIAL, INC.
No current director or officer of WELLS FARGO FINANCIAL, INC. can be confirmed. No register or filing reviewed records any individual in an officer, director or legal-representative role for this Iowa corporation, and the company’s own reporting to the U.S. Securities and Exchange Commission ended with a Form 10-Q filed on 12 November 2002, so any officer information in its own filings is more than twenty years old and is not presented here as current.
The five officer rows stored against this record do not describe this entity. Four of them match, by name and by job title, executive officers of the listed company Wells Fargo & Company as set out in Item 10 of its Form 10-K for the year ended 31 December 2025, filed on 24 February 2026: Michael P. Santomassimo, Senior Executive Vice President and Chief Financial Officer since October 2020; Muneera S. Carr, Executive Vice President, Chief Accounting Officer and Controller since March 2020; Barry Sommers, Senior Executive Vice President and CEO of Wealth and Investment Management since June 2020; and Fernando S. Rivas, Senior Executive Vice President and CEO of Corporate and Investment Banking since January 2025. Those are offices in the listed parent, not in WELLS FARGO FINANCIAL, INC., and none of these people is recorded by any source reviewed as holding office in this entity. The fifth row, which records a Chief Executive Officer at a Des Moines, Iowa correspondence address, is not corroborated by any filing reviewed and no role is attributed to that person here.
None of the stored rows carries an appointment or resignation date, and the provider reports 21 officer rows in total while storing only five, so the set is truncated as well as misattributed. No recent appointment, resignation or change of representation authority for this company could be verified, so no change list is given.
Data availability
Not found for this entity. The Iowa Secretary of State business search returned HTTP 403 to automated requests on 30 September 2026 and its filing API requires an account; the California Secretary of State bizfile Online returned HTTP 429 the same day; neither register publishes officer nationality. Nationality and country of residence are not disclosed for any stored row and are recorded as not disclosed. Missing officer data is not evidence that the company had no directors or legal representatives.
Sources
- U.S. Securities and Exchange Commission, EDGAR — Wells Fargo & Company, Form 10-K for the year ended 31 December 2025, Item 10, information about executive officers, filed 24 February 2026. https://www.sec.gov/Archives/edgar/data/72971/000007297126000133/wfc-20251231_d2.htm (retrieved 30 September 2026)
- U.S. Securities and Exchange Commission, EDGAR — Wells Fargo Financial, Inc. (CIK 0000708481) filing index, last filing 19 April 2012. https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0000708481 (retrieved 30 September 2026)
Data-provider feed — rows as supplied to Zavia for California Secretary of State — bizfile Online, including entries the profile above does not cover. These rows are not a verbatim copy of the register: they have been found to duplicate the same person under different spellings and to keep a status of Active after an appointment ended. Where they disagree with the profile above, the profile is the checked version.
Group Structure
Group structure of WELLS FARGO FINANCIAL, INC.
WELLS FARGO FINANCIAL, INC. was not an independent company. Its own Form 10-K for the year ended 31 December 2000 states that it was a wholly owned subsidiary of Wells Fargo Financial Services, Inc., a Delaware corporation, which was in turn a wholly owned subsidiary of Wells Fargo & Company (NYSE: WFC, SEC CIK 0000072971). Exhibit 21 to the Wells Fargo & Company Form 10-K for the year ended 31 December 2011, filed on 28 February 2012, still lists both Wells Fargo Financial, Inc. (Iowa) and Wells Fargo Financial Services, Inc. (Delaware) among the group’s subsidiaries.
In the equivalent exhibit for the year ended 31 December 2012, filed on 27 February 2013, neither name appears. In their place the list carries Wells Fargo Financial, LLC (Iowa) and Wells Fargo Financial Services, LLC (Delaware). The Iowa corporation was therefore replaced in the group’s own subsidiary list during 2012 by an identically named Iowa limited liability company. The filings do not state the mechanism or an effective date, and the Iowa and California registers could not be read on 30 September 2026, so this is recorded as an observed change in the parent’s subsidiary lists and not as a verified conversion, merger or dissolution. In the same period the New York Stock Exchange filed Form 25-NSE on 19 April 2012 removing the corporation’s remaining listed securities from listing and registration.
Wells Fargo Financial, LLC last appears in a Wells Fargo & Company subsidiary list as at 31 December 2016. From the list for 2017 onwards the exhibit is limited to significant subsidiaries under Item 601(b)(21)(ii) of Regulation S-K, so the later absence of that name is not evidence that the successor entity was dissolved.
Verified corporate relationships
| Entity | Country | Identifier | Relationship | Ownership | Status | Information date |
|---|---|---|---|---|---|---|
| Wells Fargo Financial Services, Inc. | United States (Delaware) | Not disclosed | Immediate parent | 100% of share capital (wholly owned) | Historical | 31 December 2000 |
| Wells Fargo & Company | United States (Delaware) | SEC CIK 0000072971 | Ultimate parent | 100% indirect | Historical | 31 December 2011 |
| Wells Fargo Financial, LLC | United States (Iowa) | Not disclosed | Identically named entity that replaced it in the group’s subsidiary list; relationship to this entity not verified | Not disclosed | Possible relationship | 31 December 2012 |
Data availability
Parent only, and historical. The Zavia data provider supplied no corporate-linkage rows at all for this company: the stored linkage record is an empty stub carrying generic wording about a small single entity with no branches, which does not describe this company and is disregarded. The U.S. Federal Reserve National Information Center is the authoritative record of which entities sat inside a US bank holding company and when they left it, but ffiec.gov answered automated requests with HTTP 403 and a CAPTCHA challenge on 30 September 2026, so NIC could not be consulted and the dates above come from securities filings instead.
Sources
- U.S. Securities and Exchange Commission, EDGAR — Wells Fargo Financial, Inc., Form 10-K for the year ended 31 December 2000. https://www.sec.gov/Archives/edgar/data/708481/000110465901500038/j0089-10k.htm (retrieved 30 September 2026)
- U.S. Securities and Exchange Commission, EDGAR — Wells Fargo & Company, Exhibit 21 to Form 10-K for the year ended 31 December 2011, filed 28 February 2012. https://www.sec.gov/Archives/edgar/data/72971/000119312512084528/d280360dex21.htm (retrieved 30 September 2026)
- U.S. Securities and Exchange Commission, EDGAR — Wells Fargo & Company, Exhibit 21 to Form 10-K for the year ended 31 December 2012, filed 27 February 2013. https://www.sec.gov/Archives/edgar/data/72971/000119312513078820/d450230dex21.htm (retrieved 30 September 2026)
- U.S. Securities and Exchange Commission, EDGAR — Wells Fargo & Company, Exhibit 21 to Form 10-K for the year ended 31 December 2016, filed 1 March 2017. https://www.sec.gov/Archives/edgar/data/72971/000007297117000278/wfc-12312016xex21.htm (retrieved 30 September 2026)
- U.S. Securities and Exchange Commission, EDGAR — New York Stock Exchange, Form 25-NSE for Wells Fargo Financial, Inc., filed 19 April 2012. https://www.sec.gov/Archives/edgar/data/708481/000087666112000176/0000876661-12-000176-index.htm (retrieved 30 September 2026)
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Frequently Asked Questions
What does WELLS FARGO FINANCIAL, INC. do?
WELLS FARGO FINANCIAL, INC. was a United States consumer finance company, organised as an Iowa corporation on 19 August 1982 and described in its own filings as the successor to a business founded in 1897. It made direct consumer instalment loans, bought sales finance contracts, issued credit cards and underwrote credit insurance, and also carried on automobile finance, commercial finance, equipment leasing and accounts receivable financing. Its Form 10-K for the year ended 31 December 2000 reported 947 consumer finance branches. On 7 July 2010 it was announced that the 638 Wells Fargo Financial stores in the United States would close and that origination of non-prime portfolio mortgage loans would end.
Who owns WELLS FARGO FINANCIAL, INC.?
It was wholly owned. Its Form 10-K for the year ended 31 December 2000 states that WELLS FARGO FINANCIAL, INC. was a wholly owned subsidiary of Wells Fargo Financial Services, Inc., a Delaware corporation, itself wholly owned by Wells Fargo & Company. No third-party or minority shareholder appears in any filing reviewed. The five shareholder rows stored on this record are institutional holders of a listed issuer's exchange-traded securities, not a register of this entity, and their percentages are not ownership of it.
Who is WELLS FARGO FINANCIAL, INC.'s UBO (Ultimate Beneficial Owner)?
No ultimate beneficial owner is identified. The disclosed ownership chain ends in a widely held listed company, and no register, filing or official announcement reviewed names a natural person as a beneficial owner of WELLS FARGO FINANCIAL, INC. No effective percentage is calculated, because no source supports one.
What is WELLS FARGO FINANCIAL, INC.'s company registration number?
WELLS FARGO FINANCIAL, INC.'s registration number is 3383187, filed with California Secretary of State — bizfile Online in United States. Its current status on the register is inactive.
Is WELLS FARGO FINANCIAL, INC. still an active company?
WELLS FARGO FINANCIAL, INC.'s status on California Secretary of State — bizfile Online is listed as inactive, not currently active.
When was WELLS FARGO FINANCIAL, INC. incorporated?
WELLS FARGO FINANCIAL, INC. was incorporated on 20 May 2011, according to California Secretary of State — bizfile Online.
What is WELLS FARGO FINANCIAL, INC.'s registered address?
The registered address on file for WELLS FARGO FINANCIAL, INC. is United States.
What is WELLS FARGO FINANCIAL, INC.'s revenue?
No revenue figure is published for WELLS FARGO FINANCIAL, INC. It stopped filing separate accounts with the U.S. Securities and Exchange Commission after 12 November 2002 and no later financial statement for this entity was located. Figures reported by the listed parent are consolidated group figures, are not this company's revenue, and are not given here. The last operating scale the company itself published was 947 consumer finance branches at 31 December 2000.
Is WELLS FARGO FINANCIAL, INC. listed on a stock exchange?
No. WELLS FARGO FINANCIAL, INC. was not itself a listed company and had no listed equity. It had debt securities admitted to the New York Stock Exchange, which the exchange removed from listing and registration by a Form 25-NSE filed on 19 April 2012. Separate periodic reporting to the U.S. Securities and Exchange Commission ended with a Form 10-Q filed on 12 November 2002.
Who are the officers/directors of WELLS FARGO FINANCIAL, INC.?
No director or officer of WELLS FARGO FINANCIAL, INC. can be confirmed from any register or filing reviewed. The five officer rows stored on this record do not describe this entity: four of them match, by name and title, executive officers of the listed company Wells Fargo & Company named in Item 10 of its Form 10-K for the year ended 31 December 2025, and the fifth is not corroborated by any filing. None of the rows carries an appointment or resignation date.
Does WELLS FARGO FINANCIAL, INC. have a parent company or subsidiaries?
It was part of the Wells Fargo group. Its immediate parent was Wells Fargo Financial Services, Inc. (Delaware) and its ultimate parent Wells Fargo & Company (NYSE: WFC, SEC CIK 0000072971). It appears in the parent's subsidiary list as at 31 December 2011 and is replaced, in the list as at 31 December 2012, by an identically named Iowa limited liability company, Wells Fargo Financial, LLC; the filings do not state the mechanism or effective date. The data provider supplied no corporate-linkage rows for this company.
Can Zavia monitor changes to WELLS FARGO FINANCIAL, INC.'s ownership over time?
This profile reflects a point-in-time snapshot from California Secretary of State — bizfile Online. Zavia's monitoring API can track changes to WELLS FARGO FINANCIAL, INC.'s registered shareholders, officers, and group structure going forward, flagging updates as they're filed rather than requiring a manual recheck.
Can I access WELLS FARGO FINANCIAL, INC.'s data through an API?
Yes. Zavia's API connects directly to official government ownership registries across 195 countries and territories, including United States, so records like WELLS FARGO FINANCIAL, INC.'s registration, shareholder, UBO, and group-structure data can be queried programmatically instead of viewed one page at a time.
Where does this company information come from, and how current is it?
This record is sourced directly from California Secretary of State — bizfile Online and was last synced on 29 September 2026.