Ageas Sa/Nv
Ageas SA/NV is a Belgian public limited company (naamloze vennootschap) registered with the Crossroads Bank for Enterprises (KBO/BCE) under company number BE 0451.406.524, with its registered office in Brussels (1210 Saint-Josse-ten-Noode). The company was incorporated on 16 November 1993, and its registry status is currently listed as active.
Ageas SA/NV is the listed holding company at the head of the Ageas insurance group, a multinational group active in life and non-life insurance, complemented by asset management and real estate interests held through subsidiaries. The group reports through segments described in its published accounts as Belgium, Europe, Asia and a Reinsurance/General Account segment, with licensed insurance subsidiaries operating across a number of European and Asian markets.
In Belgium, the group’s principal operating insurer is AG Insurance, which the company brought to full (100%) ownership in April 2026 by acquiring the remaining 25% stake from BNP Paribas Fortis SA/NV for a consideration of approximately EUR 1.9 billion; the two groups also renewed a bancassurance distribution agreement running for 15 years from 2027. In the United Kingdom, the group’s Ageas UK operations were enlarged in September 2025 through the completed acquisition of esure Group from Bain Capital, a transaction reported at approximately GBP 1.3 billion (about EUR 1.51 billion), which Ageas describes as creating a top-three personal-lines motor and home insurance platform in the UK.
Ageas SA/NV shares are listed on Euronext Brussels under the ticker AGS (ISIN BE0974264930) and are a constituent of the BEL 20 index.
For the 2025 financial year, Ageas reported consolidated Group inflows of EUR 19.6 billion, up 9% versus 2024, a consolidated net operating result of EUR 1.65 billion (up 33%), earnings per share of EUR 8.80, and a proposed gross dividend of EUR 3.75 per share, a 7% increase on the prior year. These are consolidated Ageas Group results as published in the company’s full-year 2025 results announcement of 25 February 2026, rather than stand-alone figures for the Ageas SA/NV legal entity. Ordinary and Extraordinary General Meetings of shareholders were held on 20 May 2026, at which all Board proposals were approved.
- Company fundamentals
- Corporate linkage & group structures
- Digitized company financials
- Firmographics — websites, social profiles, revenue and employee estimates
Shareholders
Shareholder disclosure for Ageas SA/NV follows Belgian transparency legislation, under which holdings are made public only once an investor’s interest crosses a statutory threshold (5%, 10%, 15%, 20%, etc.), rather than in full. The largest currently disclosed shareholder is BNP Paribas S.A., which notified Ageas that its holding exceeded the 20% threshold, standing at 24.15% of Ageas shares as of 28 April 2026 (notification dated 29 April 2026); a related entity, BNP Paribas Fortis SA/NV, separately holds 3,473,271 Ageas shares (1.62%) pledged as security connected to CASHES exchangeable bonds, on which voting rights are suspended. SFPI-FPIM, the Belgian federal holding company acting on behalf of the Belgian State, has filed threshold notifications on Ageas shares since first exceeding 5% in January 2022; its precise current holding was not independently confirmed in this review. Ageas SA/NV also holds treasury shares, reported at 2.20% as of 28 April 2026, having fallen below the 3% statutory threshold. No other shareholder holding above a disclosed threshold was identified.
### Ultimate beneficial ownership
No individual ultimate beneficial owner can be identified from the sources reviewed. The disclosed shareholders are institutional and state-linked entities rather than natural persons, and no ownership chain in the sources reviewed supports calculating an effective percentage attributable to a natural person.
### Data availability
Shareholder disclosure for Ageas SA/NV is major shareholders only: Belgian transparency rules require public disclosure only once a shareholding crosses a defined threshold, so the complete shareholder register is not publicly available. The KBO/BCE company record supplied for this profile does not itself list shareholders.
### Sources
– Ageas and BNP Paribas S.A.: Transparency notification, GlobeNewswire, published 29 April 2026, retrieved 15 September 2026, https://www.globenewswire.com/news-release/2026/04/29/3284035/0/en/ageas-and-bnp-paribas-s-a-transparency-notification.html
– Ageas: Transparency notification, GlobeNewswire, published 28 April 2026, retrieved 15 September 2026, https://www.globenewswire.com/news-release/2026/04/28/3283056/0/en/ageas-transparency-notification.html
– Ageas and FPIM/SFPI: Transparency notification, GlobeNewswire, published 24 January 2022, retrieved 15 September 2026, https://www.globenewswire.com/news-release/2022/01/24/2371314/0/en/Ageas-and-FPIM-SFPI-Transparency-notification.html
– Ageas, Shareholders (investor relations page), retrieved 15 September 2026, https://www.ageas.com/en/investors/shareholders
Officers
5
The Belgian company register (KBO/BCE) lists active officer records for Ageas SA/NV; a sample reviewed for this profile shows five current directors – Filip Coremans, Sonali Chandmal, Jan Hadders, Wim Guilliams and Clara Furse – each recorded with active status and a Belgian correspondence address, though the register does not include appointment or resignation dates, nationality, or occupation for these entries. Company announcements confirm Hans De Cuyper as Chief Executive Officer (quoted in Ageas’s official half-year 2026 results release) and Bart De Smet as Chairman, appointed to that role in 2020. Wim Guilliams’s KBO record of “Cfo & Director” is consistent with his role as Chief Financial Officer and executive director. On 20 May 2026, the Ordinary General Meeting of Shareholders approved the appointment of Renaud Dumora as a new non-executive Board member for a four-year term, nominated by BNP Paribas S.A. under the companies’ renewed bancassurance partnership.
### Recent officer changes
– Appointment: Renaud Dumora appointed non-executive Board member, effective from the General Meeting of 20 May 2026, nominated by BNP Paribas S.A. Source: Ageas, Resolutions of the General Meetings of Shareholders of ageas SA/NV on 20 May 2026, GlobeNewswire, 20 May 2026.
### Data availability
Officer information for Belgian companies is published by KBO/BCE as current representative records without appointment or resignation dates, nationality, or a distinct occupation field; nationality is not disclosed in any source reviewed and must not be inferred from the Belgian correspondence address shown in the register. Ageas’s governance charter permits a Board of up to 14 members; full, independently verified coverage of every current and former Board member could not be completed from the sources reviewed, so this overview should be treated as partial.
### Sources
– KBO/BCE (Crossroads Bank for Enterprises), company record for Ageas SA/NV, BE 0451.406.524, retrieved 15 September 2026, https://kbopub.economie.fgov.be
– Ageas, Resolutions of the General Meetings of Shareholders of ageas SA/NV on 20 May 2026, GlobeNewswire, published 20 May 2026, retrieved 15 September 2026, https://www.globenewswire.com/news-release/2026/05/20/3298740/0/en/resolutions-of-the-general-meetings-of-shareholders-of-ageas-sa-nv-on-20-may-2026.html
– Ageas, Ageas reports first half-year results 2026 (CEO quote), GlobeNewswire, published 27 August 2026, retrieved 15 September 2026, https://www.globenewswire.com/news-release/2026/08/27/3351770/0/en/ageas-reports-first-half-year-results-2026.html
– Ageas, Ageas appoints new CEO and Chairman, Ageas newsroom, retrieved 15 September 2026, https://www.ageas.com/en/newsroom/ageas-appoints-new-ceo-and-chairman
Group Structure
Ageas SA/NV is the ultimate listed parent of the Ageas group; no single shareholder controls the company, and its largest disclosed shareholder, BNP Paribas S.A., held 24.15% as of April 2026. The company’s principal verified direct subsidiary is AG Insurance (Belgium), of which Ageas SA/NV took 100% ownership in April 2026 after acquiring the remaining 25% from BNP Paribas Fortis SA/NV. Through Ageas UK, an indirect subsidiary, the group also owns Ageas Insurance Limited, Ageas Retail Limited and, since completion of its acquisition in September 2025, esure Group. AG Real Estate, an indirect subsidiary held via AG Insurance, in turn holds a majority (reported around 61%) interest in car-park operator Interparking, alongside co-shareholder APG Asset Management (reported around 39%). The Belgian company-register group filing supplied for this profile additionally lists a large number of further Belgian and international entities beneath Ageas SA/NV, spanning insurance, real estate and holding activities in Belgium, the UK, France, Germany, Italy, Spain, Luxembourg and other jurisdictions; ownership percentages for most of these entities were not independently verified for this review.
### Verified corporate relationships
| Entity | Country | Registration number | Relationship | Ownership | Status | Information date |
|—|—|—|—|—|—|—|
| AG Insurance | BE | BE0404494849 | Direct subsidiary | 100% | Active | April 2026 |
| Ageas UK Limited | GB | GB01093301 | Indirect subsidiary | Ownership percentage not disclosed | Active | Company register data 2026 |
| esure Group | GB | Not disclosed in sources reviewed | Indirect subsidiary (via Ageas UK) | Ownership percentage not disclosed | Active | September 2025 |
| Interparking | BE | BE0403459919 | Indirect subsidiary (via AG Real Estate) | approx. 61% (AG Real Estate/AG Insurance); approx. 39% held by APG | Active | April 2026 |
### Recent structural changes
– Acquisition: Ageas SA/NV acquired the remaining 25% of AG Insurance from BNP Paribas Fortis SA/NV, completed April 2026, for a consideration of approximately EUR 1.9 billion. Source: Ageas newsroom, 29 April 2026.
– Acquisition: Ageas UK completed the acquisition of esure Group from Bain Capital, completed 30 September 2025, for a consideration of approximately GBP 1.3 billion. Source: Ageas UK press release, 30 September 2025.
– Ownership change: APG Asset Management acquired CPPIB’s 39% stake in Interparking, completed July 2024. Source: CPP Investments newsroom.
### Data availability
Corporate-linkage information for Ageas SA/NV is partial: the group’s top-level relationships (AG Insurance, Ageas UK, esure, Interparking) are confirmed through official company announcements, but the wide subsidiary network shown in the Belgian company-register group filing was not independently verified entity-by-entity for this review, and ownership percentages are not disclosed for most listed entities.
### Sources
– Ageas, Ageas seals full ownership of AG Insurance and bancassurance partnership between AG and BNP Paribas Fortis renewed, Ageas newsroom, published 29 April 2026, retrieved 15 September 2026, https://www.ageas.com/en/newsroom/ageas-seals-full-ownership-of-ag-insurance-and-bancassurance-partnership-between-ag-and-bnp-paribas-fortis-renewed-3283034
– Ageas UK, Ageas UK completes acquisition of esure, published 30 September 2025, retrieved 15 September 2026, https://www.ageas.co.uk/press-releases/2025/ageas-uk-completes-acquisition-of-esure/
– CPP Investments, APG to acquire CPPIB’s 39% stake in car park owner and operator Interparking, retrieved 15 September 2026, https://www.cppinvestments.com/newsroom/apg-acquire-cppibs-39-stake-interparking/
– Crossroads Bank for Enterprises (KBO/BCE), group/corporate-linkage record for Ageas SA/NV, BE 0451.406.524, retrieved 15 September 2026 (platform-supplied data)
Ageas Sa/Nv
Belgium
Get complete shareholder and officer records, ultimate beneficial owner resolution, and ongoing ownership monitoring.
Frequently Asked Questions
What does Ageas Sa/Nv do?
Ageas SA/NV is a Belgian public limited company that acts as the listed holding company of the Ageas insurance group, providing life and non-life insurance through subsidiaries including AG Insurance (Belgium) and Ageas UK (owner of esure and Ageas Insurance Limited), alongside asset management and real estate interests.
Who owns Ageas Sa/Nv?
Disclosed shareholders (major holdings only, per Belgian transparency-threshold filings) include BNP Paribas S.A. at 24.15% (notified 28 April 2026) and SFPI-FPIM, the Belgian State holding company, which has filed threshold notifications since 2022. Ageas SA/NV also holds treasury shares, reported at 2.20% on 28 April 2026.
Who is Ageas Sa/Nv's UBO (Ultimate Beneficial Owner)?
No individual ultimate beneficial owner is identifiable from the sources reviewed; the disclosed shareholders are institutional and state-linked entities, not natural persons.
What is Ageas Sa/Nv's company registration number?
Ageas Sa/Nv's registration number is 0451406524, filed with Crossroads Bank for Enterprises (KBO/BCE) in Belgium. Its current status on the register is active.
Is Ageas Sa/Nv still an active company?
Ageas Sa/Nv's status on Crossroads Bank for Enterprises (KBO/BCE) is listed as active.
When was Ageas Sa/Nv incorporated?
Ageas Sa/Nv was incorporated on 16 November 1993, according to Crossroads Bank for Enterprises (KBO/BCE).
What is Ageas Sa/Nv's registered address?
The registered address on file for Ageas Sa/Nv is Belgium.
What legal structure is Ageas Sa/Nv registered as?
Ageas Sa/Nv is registered as a Public Limited Company in Belgium.
What is Ageas Sa/Nv's revenue?
For the 2025 financial year, Ageas reported consolidated Group inflows of EUR 19.6 billion (up 9% vs 2024) and a consolidated net operating result of EUR 1.65 billion, published in its full-year 2025 results on 25 February 2026. These are Ageas Group consolidated figures, not stand-alone Ageas SA/NV entity figures.
Is Ageas Sa/Nv listed on a stock exchange?
Ageas SA/NV shares are listed on Euronext Brussels under ticker AGS (ISIN BE0974264930) and are a constituent of the BEL 20 index.
Who are the officers/directors of Ageas Sa/Nv?
KBO/BCE records active directors including Filip Coremans, Sonali Chandmal, Jan Hadders, Wim Guilliams (CFO & Director) and Clara Furse. Company announcements confirm Hans De Cuyper as CEO and Bart De Smet as Chairman, with Renaud Dumora appointed a non-executive director on 20 May 2026.
Does Ageas Sa/Nv have a parent company or subsidiaries?
Ageas SA/NV is the ultimate listed parent of the Ageas group. It took 100% ownership of AG Insurance (Belgium) in April 2026, and its Ageas UK subsidiary completed the acquisition of esure in September 2025. Indirect subsidiary AG Real Estate holds a majority (around 61%) stake in car-park operator Interparking, with APG Asset Management holding around 39%.
Can Zavia monitor changes to Ageas Sa/Nv's ownership over time?
This profile reflects a point-in-time snapshot from Crossroads Bank for Enterprises (KBO/BCE). Zavia's monitoring API can track changes to Ageas Sa/Nv's registered shareholders, officers, and group structure going forward, flagging updates as they're filed rather than requiring a manual recheck.
Can I access Ageas Sa/Nv's data through an API?
Yes. Zavia's API connects directly to official government ownership registries across 195 countries and territories, including Belgium, so records like Ageas Sa/Nv's registration, shareholder, UBO, and group-structure data can be queried programmatically instead of viewed one page at a time.
Where does this company information come from, and how current is it?
This record is sourced directly from Crossroads Bank for Enterprises (KBO/BCE) and was last synced on 15 September 2026.