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Kbc Group

Public Limited Company Active

Registration No.
0403227515
Incorporation Date
1935-02-09
Company Type
Public Limited Company
Address
Belgium
Website
www.kbc.be/
Source: Crossroads Bank for Enterprises (KBO/BCE)

KBC Group NV is a public limited company (naamloze vennootschap) incorporated in Belgium on 9 February 1935 and registered with the Crossroads Bank for Enterprises (KBO/BCE) under number 0403.227.515. Its registered office is at Havenlaan 2, 1080 Brussels, and its KBO/BCE record shows an active status.

KBC Group NV is the listed holding company at the top of an integrated bank-insurance group. It does not carry out banking or insurance activities directly; instead, it holds all of the shares of KBC Bank NV and KBC Insurance NV (trading as KBC Verzekeringen), each of which operates further banking, insurance, asset-management and leasing subsidiaries. Through these subsidiaries, the group provides retail and business banking, insurance and asset-management services.

The group organises its activities around a Belgium business unit, a Czech Republic business unit built around Ceskoslovenska obchodni banka (CSOB), and an International Markets business unit covering Slovakia (365.bank, formerly CSOB Slovakia), Hungary (K&H) and Bulgaria (United Bulgarian Bank and DZI Insurance). Other group companies include CBC Banque in Belgium, KBC Asset Management, KBC Securities and KBC Autolease.

KBC Group NV’s ordinary shares are listed on Euronext Brussels under the ticker KBC. For the 2025 financial year, the group reported consolidated net profit of EUR 3.57 billion, up from EUR 2.89 billion in 2024, and proposed a total gross dividend of EUR 5.1 per share for the 2025 accounting year, comprising an interim dividend of EUR 1 per share paid in November 2025 and a further EUR 4.1 per share proposed for payment in May 2026.

Data Provenance
This record is sourced directly from official government registries, including Crossroads Bank for Enterprises (KBO/BCE).

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Shareholders

Shareholders of KBC Group NV

KBC Group NV’s shareholder base combines a long-standing core shareholder syndicate with free-float investors on Euronext Brussels. Cera cvba, KBC Ancora comm. VA, MRBB (Boerenbond’s agricultural holding company) and a group of Other Stable Shareholders act in concert under an anchoring agreement and together held approximately 41.75% of KBC Group NV shares following the extension of that agreement announced on 29 November 2024 (effective 1 December 2024, for a further 10 years). Within the syndicate, KBC Ancora held approximately 18.6%, MRBB approximately 12%, Cera approximately 3% directly, and the Other Stable Shareholders (a group of industrialist families) approximately 8%. The remaining shares, roughly 58% of the total, are held in free float and traded on Euronext Brussels. This reflects major-shareholder disclosure as of 29 November 2024; individual percentages may have shifted since through subsequent transparency notifications not reviewed here.

Data availability

Belgium publishes major-shareholder information through FSMA transparency notifications and the company’s own investor-relations disclosures; this is major-shareholders-only disclosure, covering the core syndicate rather than the complete underlying shareholder base.

Sources

  • KBC Newsroom, "Composition of KBC shareholder syndicate following extension of the anchoring agreement", https://newsroom.kbc.com/composition-of-kbc-shareholder-syndicate-following-extension-of-the-anchoring-agreement-zkmk2i, published 29 November 2024, retrieved 18 September 2026
  • GlobeNewswire, "KBC Group: KBC welcomes extension of the KBC Group anchoring agreement made among Cera, KBC Ancora, MRBB and Other Stable Shareholders", https://www.globenewswire.com/news-release/2024/11/29/2988953/0/en/KBC-Group-KBC-welcomes-extension-of-the-KBC-Group-anchoring-agreement-made-among-Cera-KBC-Ancora-MRBB-and-Other-Stable-Shareholders.html, published 29 November 2024, retrieved 18 September 2026
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Full cap table, ownership percentages, and ultimate beneficial owners resolved down to the natural person.

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Officers

74

Directors and officers of KBC Group NV

Zavia.ai’s underlying registry data holds 74 officer records for KBC Group NV, of which a sample was reviewed for this profile. Reviewed records show an ACTIVE work status with no resignation dates recorded. The current Chief Executive Officer is Johan Thijs, who has held the role since 2012 and also sits on the Board of Directors. The Chairman of the Board of Directors is Koenraad Debackere, who succeeded Thomas Leysen in the role in 2020. Other disclosed active directors in the reviewed sample include Guido Segers, Jean Geradin and Philippe Vlerick. The board of KBC Group NV comprises both executive and non-executive/independent directors. The underlying company data was last synced on 18 September 2026.

Data availability

Belgium’s Crossroads Bank for Enterprises (KBO/BCE) publishes current company representatives but does not disclose officer nationality; nationality is Not disclosed for all officers reviewed here. The Zavia.ai officer dataset for this company holds 74 total records across multiple pages, of which only a partial sample was reviewed for this overview, so this should be treated as a Partial view rather than a complete officer history.

Sources

  • KBC Newsroom, "Koenraad Debackere succeeds Thomas Leysen as Chairman of the Board of Directors of KBC Group", https://newsroom.kbc.com/koenraad-debackere-succeeds-thomas-leysen-as-chairman-of-the-board-of-directors-of-kbc-group, retrieved 18 September 2026
  • Crossroads Bank for Enterprises (KBO/BCE), https://kbopub.economie.fgov.be, retrieved 18 September 2026

Registry feed — rows exactly as filed with Crossroads Bank for Enterprises (KBO/BCE), including entries the profile above does not cover.

TJ
Thijs Johan ACTIVE

Residence
🇧🇪 Belgium
Occupation
Chief Executive Officer

PG
Peter Grozdev Andronov ACTIVE

Residence
🇧🇪 Belgium
Occupation
Chief Executive Officer Of International Markets Business Unit

DM
David Moucheron ACTIVE

Residence
🇧🇪 Belgium
Occupation
Chief Executive Officer Of Belgium Business Unit

MA
Magistrate Ales Blazek ACTIVE

Residence
🇧🇪 Belgium
Occupation
Chief Executive Officer Of Czech Republic Business Unit

AR
Alicia Reyes Revuelta ACTIVE

Appointed
2022-05-05
Residence
🇧🇪 Belgium
Occupation
Director

MD
Marc De Ceuster ACTIVE

Appointed
2023-05-04
Residence
🇧🇪 Belgium
Occupation
Director

DR
Diana Rogerova ACTIVE

Appointed
2024-05-02
Residence
🇨🇿 Czechia
Occupation
Director

BP
Bartel Puelinckx ACTIVE

Appointed
2024-09-02
Residence
🇧🇪 Belgium
Occupation
Director

GS
Guido Segers ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

KD
Koenraad Debackere ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

JG
Jean Geradin ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

WD
Willy Duron ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

PV
Philippe Vlerick ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

LP
Luc Philips ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

LD
Luc Discry ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

GV
Ghislaine Van Kerckhove ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

JV
Jan Vanhevel ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

AB
André Bergen ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

MW
Marc Wittemans ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

AB
Alain Bostoen ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

DF
Daniel Falque ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

GV
Germain Vantieghem ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

CL
Christian Leysen ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

KA
Koen Algoed ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

EV
Etienne Verwilghen ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

FD
Franky Depickere ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

JK
JULIA KIRALY ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

MV
Matthieu Vanhove ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

RD
Rik Donckels ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

HS
Hendrik Soete ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

CV
Christine Van Rijsseghem ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

KC
Katelijn Callewaert ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

CD
Christian Defrancq ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

HL
Herwig Langohr ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

HS
Hendrik Scheerlinck ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

LM
Lode Morlion ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

TR
Theodoros Roussis ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

GV
Guido Van Roey ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

JV
Jozef Van Waeyenberge ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

JH
Jean-Pierre Hansen ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

CV
Charles Van Wymeersch ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

PN
Philippe Naert ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

TD
Tom Dechaene ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

WN
Walter Nonneman ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

TL
Thomas Leysen ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

PV
Pieter Vanthemsche ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

EL
Erik Luts ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

JT
Johan Thijs ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

PB
Paul Borghgraef ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

SD
Sonja De Becker ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

FD
Frank Donck ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

LD
Luc Debaillie ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

RE
Roger Elie Popelier ACTIVE

Residence
🇧🇪 Belgium
Occupation
Cfo & Executive Director

PB
Paul Bostoen ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

EC
Erik Clinck ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

EC
Emile Celis ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

XL
Xavier Liénart van Lidth de Jeude ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

AT
Alain Tytgadt ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

LO
Liesbet Okkerse ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

LG
Lucien Gijsens ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

JC
Jozef Cornu ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

JH
John Hollows ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

RS
Raf Sels ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

JH
Jan Huyghebaert ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

ND
Noël Devisch ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

DH
Dirk Heremans ACTIVE

Residence
🇧🇪 Belgium
Occupation
Director

JT
Johan Thiers ACTIVE

Residence
🇧🇪 Belgium
Occupation
Chief Financial Officer Of Kbc Belgium B.u.

KD
Kurt De Baenst ACTIVE

Residence
🇧🇪 Belgium
Occupation
General Manager Of Investor Relations Office

EM
Erik Marcel Hugo Luts ACTIVE

Residence
🇧🇪 Belgium
Occupation
Chief Innovation Officer

AB
ALES BLAZEK ACTIVE

Residence
🇮🇪 Ireland
Occupation
Chief Exec. Officer Of Czech Republic Bus. Unit

VH
Viviane Huybrecht ACTIVE

Residence
🇧🇪 Belgium
Occupation
General Manager Of Corporate & Internal Communication

VP
VLADIMIRA PAPIRNIK RESIGNED

Appointed
2024-01-01
Resigned
2024-05-02
Residence
🇧🇪 Belgium
Occupation
Director

LP
Luc Popelier RESIGNED

Appointed
2024-01-01
Resigned
2024-09-01
Residence
🇧🇪 Belgium
Occupation
Director

LP
Luc Popelier RESIGNED

Appointed
2024-01-01
Resigned
2024-09-01
Residence
🇧🇪 Belgium
Occupation
Director

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Complete appointment history, representation authority, and officer-level filings across jurisdictions.

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Group Structure

Group structure of KBC Group NV

KBC Group NV is the listed, top-level parent company of the KBC group and has no identified parent of its own. It directly and wholly owns two underlying operating companies, KBC Bank NV (Belgium, registration BE 0462.920.226) and KBC Insurance NV, trading as KBC Verzekeringen (Belgium, registration BE 0403.552.563), each of which controls further subsidiaries and sub-subsidiaries. Through these two companies, the group’s verified direct and indirect subsidiaries span Belgium, the Czech Republic, Slovakia, Hungary and Bulgaria, together with smaller entities in Luxembourg, Ireland, the Netherlands and other jurisdictions. Group-level information is as of the Zavia.ai data sync on 18 September 2026 and the company’s own published group-structure description.

Verified corporate relationships

Entity Country Registration number Relationship Ownership Status Information date
KBC Bank NV BE BE0462920226 Direct subsidiary 100% (per company disclosure) Active 2026-09-18
KBC Insurance NV (KBC Verzekeringen) BE BE0403552563 Direct subsidiary 100% (per company disclosure) Active 2026-09-18
CBC Banque BE BE0403211380 Indirect subsidiary (via KBC Bank NV) Ownership percentage not disclosed Active 2026-09-18
Ceskoslovenska obchodni banka, a.s. (CSOB) CZ CZ00001350 Indirect subsidiary (via KBC Bank NV) Ownership percentage not disclosed Active 2026-09-18
365.bank, a. s. (formerly CSOB Slovakia) SK SK31340890 Indirect subsidiary (via KBC Bank NV) Ownership percentage not disclosed Active 2026-09-18
United Bulgarian Bank AD BG BG000694959 Indirect subsidiary (via KBC Bank NV) Ownership percentage not disclosed Active 2026-09-18

Data availability

The immediate holding relationship between KBC Group NV and its two direct subsidiaries, KBC Bank NV and KBC Insurance NV, is confirmed on the company’s own official website. Ownership percentages for further indirect subsidiaries are not individually disclosed in the sources reviewed, so this group-structure overview is Partial beyond the first tier.

Sources

  • KBC Group official website, "Our structure", https://www.kbc.com/en/about-us/our-structure.html, retrieved 18 September 2026

Registry feed — rows exactly as filed with Crossroads Bank for Enterprises (KBO/BCE), including entries the profile above does not cover.

Ultimate HQ
Kbc Group
Belgium
Discai
BelgiumBE BE0773435537

KBC Group, Shared Service Center CZ
CzechiaCZ 28516869

Kbc Bank Funding Trust IV
United States#01073214817

KBC Verzekeringen+ subsidiaries
BelgiumBE BE0403552563

KBC GROUP N.V. – BRANCH BULGARIA KCHT
BulgariaBG 205405677

KBC Global Services+ subsidiaries
BelgiumBE BE0772332707

KBC Bank+ subsidiaries
BelgiumBE BE0462920226

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Map the complete corporate hierarchy: parent companies, subsidiaries, and cross-border ownership chains.

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Frequently Asked Questions

What does Kbc Group do?

KBC Group NV is a Belgian listed holding company at the top of an integrated bank-insurance group, active mainly in Belgium, the Czech Republic, Slovakia, Hungary and Bulgaria through its wholly owned subsidiaries KBC Bank NV and KBC Insurance NV.

Who owns Kbc Group?

A core shareholder syndicate of Cera, KBC Ancora, MRBB and Other Stable Shareholders acting in concert held approximately 41.75% of KBC Group NV shares as of 29 November 2024; the remaining shares are in free float.

Who is Kbc Group's UBO (Ultimate Beneficial Owner)?

No single natural-person ultimate beneficial owner is identified in available disclosures; the core shareholder syndicate consists of cooperative and holding entities acting in concert.

What is Kbc Group's company registration number?

Kbc Group's registration number is 0403227515, filed with Crossroads Bank for Enterprises (KBO/BCE) in Belgium. Its current status on the register is active.

Is Kbc Group still an active company?

Kbc Group's status on Crossroads Bank for Enterprises (KBO/BCE) is listed as active.

When was Kbc Group incorporated?

Kbc Group was incorporated on 9 February 1935, according to Crossroads Bank for Enterprises (KBO/BCE).

What is Kbc Group's registered address?

The registered address on file for Kbc Group is Belgium.

What legal structure is Kbc Group registered as?

Kbc Group is registered as a Public Limited Company in Belgium.

What is Kbc Group's revenue?

KBC Group reported consolidated net profit of EUR 3.57 billion for the 2025 financial year, up from EUR 2.89 billion in 2024.

Is Kbc Group listed on a stock exchange?

KBC Group NV ordinary shares are listed on Euronext Brussels under the ticker KBC.

Who are the officers/directors of Kbc Group?

Johan Thijs is Chief Executive Officer of KBC Group NV (since 2012) and Koenraad Debackere is Chairman of the Board of Directors (since 2020).

Does Kbc Group have a parent company or subsidiaries?

KBC Group NV is the ultimate listed parent company and wholly owns KBC Bank NV and KBC Insurance NV (KBC Verzekeringen), each with further subsidiaries across Belgium, the Czech Republic, Slovakia, Hungary and Bulgaria.

Can Zavia monitor changes to Kbc Group's ownership over time?

This profile reflects a point-in-time snapshot from Crossroads Bank for Enterprises (KBO/BCE). Zavia's monitoring API can track changes to Kbc Group's registered shareholders, officers, and group structure going forward, flagging updates as they're filed rather than requiring a manual recheck.

Can I access Kbc Group's data through an API?

Yes. Zavia's API connects directly to official government ownership registries across 195 countries and territories, including Belgium, so records like Kbc Group's registration, shareholder, UBO, and group-structure data can be queried programmatically instead of viewed one page at a time.

Where does this company information come from, and how current is it?

This record is sourced directly from Crossroads Bank for Enterprises (KBO/BCE) and was last synced on 18 September 2026.

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