Renasant Corporation

Public disclosure of shareholders in Renasant Corporation is limited to holders that cross the US Securities and Exchange Commission’s five percent reporting threshold under Schedule 13G, since Renasant Corporation is a New York Stock Exchange-listed company rather than a private entity with a general public shareholder register. On this basis, the largest disclosed shareholders are asset managers reporting passive institutional positions rather than individual owners.

According to Schedule 13G filings made with the SEC in 2026, Vanguard-affiliated entities reported holdings across two separate filings: one covering 5,856,015 shares (6.22 percent of the class) as of 31 March 2026, and a second covering 4,986,079 shares (5.29 percent of the class) filed 30 April 2026. State Street Corporation separately reported beneficial ownership of 4,853,975 shares (5.2 percent of the class) as of 31 March 2026. All of these filers describe their holdings as passive investments held on behalf of index funds, mutual funds and client accounts, rather than positions taken with intent to influence or control the company.

The shareholder record accompanying this profile, dated 4 September 2026, separately lists three holders – Vanguard Group Inc, Delaware Group Equity Funds V-Nomura Small Cap Core Fund, and Allspring Funds Trust-Allspring Special Small Cap Value Fund – with share counts and percentages that do not align with the SEC’s most recent Schedule 13G disclosures for the same or related holders. Given this inconsistency, the SEC filings above should be treated as the more current and verifiable source for Renasant Corporation’s major shareholders.

No ultimate beneficial owner has been identified for Renasant Corporation. Every shareholder identified above is an investment manager or institution rather than a natural person, and no complete ownership chain is available to calculate an effective individual percentage, so no UBO conclusion can be drawn.

Availability of shareholder information for Renasant Corporation is best described as major shareholders only: as a US-listed company, only holders whose stakes exceed the five percent SEC disclosure threshold are required to file public beneficial-ownership reports, so smaller holdings and individual retail shareholders are not publicly disclosed.

Sources: Schedule 13G filing of Vanguard Portfolio Management LLC and affiliates, reporting a position as of 31 March 2026 (SEC EDGAR, retrieved 10 September 2026); Schedule 13G filing of Vanguard Capital Management, filed 30 April 2026 (SEC EDGAR, retrieved 10 September 2026); Schedule 13G filing of State Street Corporation, reporting a position as of 31 March 2026 (SEC EDGAR, retrieved 10 September 2026).

The officer and director data on file with the Mississippi Secretary of State for Renasant Corporation lists five individuals, all shown with active status as of the registry’s most recent synchronisation: Harold Livingston (Member), Larry Michael (Incorporator), Michael Ross (Director), Michael D. Shmerling (Director) and Stephen Corban (Assistant Secretary). No appointment or resignation dates are recorded in this filing, and the list does not necessarily reflect Renasant Corporation’s current, complete slate of directors and executive officers, which the company discloses separately in its SEC filings and annual proxy statement.

At least one of these entries is confirmed outdated. Michael D. Shmerling served as an independent director of Renasant Corporation from 2007, announced on 26 July 2022 that he would not stand for reelection, and his directorship ended on 25 April 2023 upon expiration of his term at that year’s annual meeting of shareholders. The state filing referenced above continues to show him as an active director.

Nationality is not disclosed for any of the five individuals named above. The filing records only a country and, for two of the five, a US state and a correspondence address used in connection with the entity’s registered filings. These addresses are service addresses for corporate filings and should not be read as the individuals’ places of residence or as evidence of their nationality.

Separately, Renasant Corporation announced a chief-executive transition effective 1 May 2025: Kevin D. Chapman, previously President and Chief Operating Officer of the company and Renasant Bank, became Chief Executive Officer and President of both entities, succeeding C. Mitchell Waycaster, who moved to the role of Executive Vice Chairman of the company and the bank. This appointment was disclosed in the company’s own SEC filings and press releases and does not appear in the state registration record described above.

Overall, officer and director information for Renasant Corporation is best described as partial and, in places, historical: the Mississippi state filing provides only a limited and dated snapshot, while the company’s full board and executive management are disclosed separately through its SEC reporting.

Sources: Mississippi Secretary of State business entity filing, registration number 505659 (retrieved 9 September 2026); Renasant Corporation Form 8-K regarding Michael D. Shmerling, filed 26 July 2022 (SEC EDGAR); Renasant Corporation press release, Chapman Becomes Chief Executive Officer of Renasant, dated 1 May 2025 (investors.renasant.com, retrieved 10 September 2026).

Renasant Corporation has no identified parent company; the available data shows it sitting at the top of its own corporate group. Its principal operating subsidiary is Renasant Bank, a Mississippi state-chartered bank (registration US MS 112100) headquartered in Tupelo, Mississippi.

Most of the group’s other recorded entities are either operating support subsidiaries or legacy entities absorbed through two completed bank-holding-company mergers. Renasant Insurance, Inc. (registration US MS 686294) is recorded as a subsidiary insurance agency. A larger number of smaller entities recorded under Renasant Corporation, including several statutory trusts, correspond to businesses acquired through Renasant Corporation’s 2018 acquisition of Brand Group Holdings, Inc. and its 2025 acquisition of The First Bancshares, Inc.; most of these are special-purpose financing vehicles rather than active operating businesses, and their current individual status has not been independently confirmed beyond the registry record.

The record also lists an entity named First Bank (registration US MS 506296) as a direct subsidiary of Renasant Corporation. This is understood to correspond to The First Bank, the banking subsidiary of The First Bancshares, Inc., which Renasant Bank merged into its own charter in August 2025 after completing the holding-company merger. The underlying corporate registration may not yet be formally dissolved, so this relationship should be treated as historical rather than current.

Ownership and voting percentages for the individual subsidiaries listed in the group structure are not disclosed. All entities recorded in the group are registered in the United States, so no non-US jurisdictions are represented in the disclosed structure.

Renasant Corporation completed its acquisition of The First Bancshares, Inc., the Mississippi-based parent of The First Bank, on 1 April 2025, in an all-stock transaction valued at approximately 1.2 billion US dollars when announced in July 2024. Renasant Bank subsequently completed the merger of The First Bank into its own charter in August 2025, following integration of the acquired business.

Corporate-linkage information for Renasant Corporation is best described as partial: the principal banking subsidiary and the effect of its two most recent acquisitions are independently verifiable, but ownership percentages are not disclosed for any subsidiary, and the current individual status of some smaller legacy entities inherited through acquisitions has not been independently confirmed.

Sources: Mississippi company-registry data underlying this profile; Renasant Corporation press releases and SEC Form 8-K filings regarding the acquisitions of Brand Group Holdings, Inc. and The First Bancshares, Inc. (investors.renasant.com, SEC EDGAR; various dates 2018-2025, retrieved 10 September 2026).