DANSKE ANDELSKASSERS BANK A/S
Danske Andelskassers Bank A/S is a Danish public limited company (aktieselskab) registered with the Danish Business Authority under CVR number 31843219. The company was established on 11 October 1969, with roots tracing back to Denmark’s first cooperative savings bank, founded in Outrup in 1915. As of September 2026 its registry status is active, and it is registered at Dusager 18, 8200 Aarhus N, having relocated there from Baneskellet 1, 8830 Tjele in May 2025.
Danske Andelskassers Bank operates as a regional retail and commercial bank trading under the brand name Andelskassen, offering banking, savings, lending, wealth-management and agricultural-finance services across Jutland and the island of Funen through a network of advisory centres, wealth-management centres and an agricultural centre. The bank reports a total business volume in the region of DKK 58 billion.
The company was formed through the 2011 merger of the Sammenslutningen Danske Andelskasser cooperative association with 16 member cooperative savings banks (andelskasser), converting the group from a cooperative to a joint-stock structure. Shares in Danske Andelskassers Bank A/S have since traded on Nasdaq Copenhagen under the ticker DAB.
For the 2025 financial year, Danske Andelskassers Bank reported a pre-tax profit of DKK 272.9 million, a decrease of 23.0% on the prior year, with core income (basisindtjening) of DKK 221.0 million and a return on equity of 9.0%.
Danske Andelskassers Bank A/S continues to operate as an independent, separately listed banking entity. Publicly available registry, stock-exchange and press information reviewed does not indicate that the company has been merged into, acquired by, or dissolved in favour of Vestjysk Bank A/S or any other institution.
- Company fundamentals
- Corporate linkage & group structures
- Digitized company financials
- Firmographics — websites, social profiles, revenue and employee estimates
Shareholders
5
Shareholders of Danske Andelskassers Bank A/S
Danske Andelskassers Bank A/S is listed on Nasdaq Copenhagen, so its published shareholder information covers major, reportable holdings rather than its complete shareholder base, which the company describes as including roughly 28,000 mostly private shareholders alongside institutional investors. Per an official company notice, Nykredit Realkredit A/S took over shares in Danske Andelskassers Bank A/S from Spar Nord Bank A/S on 13 March 2026 in connection with the merger between Nykredit and Spar Nord Bank, taking Nykredit’s holding to more than one-third of the share capital. Separately, the company’s Central Business Register (CVR) ownership filings, last checked 17 September 2026, record Jyske Bank A/S at approximately 13.8%, the cooperative funds Fonden for Andelskasserne i omraade Nord and Fonden for Andelskasserne i omraade Syd at approximately 13.8% each, and Koebstaedernes Forsikring, Gensidig at approximately 8.8%, with Spar Nord Bank A/S still shown at approximately 46.0% as of that same check. Because the CVR extract predates the 13 March 2026 notice, the two sources have not been reconciled here; the company notice is treated as the more current statement of the Nykredit/Spar Nord holding specifically.
Ultimate beneficial ownership
No natural-person ultimate beneficial owner has been identified from the sources reviewed. The largest disclosed shareholders are financial institutions (Nykredit Realkredit A/S, Jyske Bank A/S) and mutual or cooperative funds, and no official filing reviewed traces effective ownership through to an individual.
Data availability
Shareholder disclosure for Danske Andelskassers Bank A/S is major shareholders only: as a listed company it discloses holdings that cross statutory notification thresholds under Danish capital markets rules, not its complete shareholder register. Reported percentages combine an official 13 March 2026 company notice with CVR ownership data verified 17 September 2026 that had not yet reflected that share transfer.
Sources
- Storaktionaermeddelelse – Danske Andelskassers Bank A/S, GlobeNewswire (Company Notice No. 3/2026), published 2026-03-13, https://www.globenewswire.com/news-release/2026/03/13/3255358/0/da/Storaktion%C3%A6rmeddelelse-Danske-Andelskassers-Bank-A-S.html, retrieved 2026-09-18
- Danish Business Authority – CVR (Central Business Register) ownership register, https://datacvr.virk.dk, retrieved 2026-09-17
Registry feed — rows exactly as filed with Danish Business Authority — CVR (Central Business Register), including entries the profile above does not cover.
| Shareholder | Type | Holding | Source Document |
|---|---|---|---|
| SPAR NORD BANK A/S | 46% | Danish Business Authority — CVR (Central Business Register) | |
| Fonden for Andelskasserne i område Nord | 13.8% | Danish Business Authority — CVR (Central Business Register) | |
| Fonden for Andelskasserne i område Syd | 13.8% | Danish Business Authority — CVR (Central Business Register) | |
| JYSKE BANK A/S | 13.8% | Danish Business Authority — CVR (Central Business Register) | |
| KØBSTÆDERNES FORSIKRING, GENSIDIG | 8.8% | Danish Business Authority — CVR (Central Business Register) |
Officers
83
Directors and officers of Danske Andelskassers Bank A/S
Danske Andelskassers Bank A/S is managed by a two-person executive management (direktion), per the company’s official website: administrerende direktoer (CEO) Jan Pedersen and bankdirektoer (bank director) Alma Lund Hoj. Following its annual general meeting, the board of directors (bestyrelse) held a constituent meeting on 21 April 2026 confirming Anders Hestbech as chairman (bestyrelsesformand) and Klaus Moltesen Ravn as deputy chairman (naestformand); board members Flemming Jul Jensen, H. C. Krogh and Tommy Skov Kristensen were re-elected for two-year terms at the same meeting. The company’s Central Business Register (CVR) filings, last checked 17 September 2026, separately record an active centre director (centerdirektoer), Carsten Norbjerg, appointed 21 April 2026, alongside a long history of resigned board members and alternates (suppleanter) dating back to 2014. Nationality is not disclosed in any of the sources reviewed.
Recent officer changes
- Board re-election and reconstitution: Flemming Jul Jensen, H. C. Krogh and Tommy Skov Kristensen re-elected; Anders Hestbech confirmed as chairman and Klaus Moltesen Ravn as deputy chairman – effective 21 April 2026 (source: company AGM outcome announcement).
- Appointment of centerdirektoer Carsten Norbjerg – effective 21 April 2026 (source: CVR filing).
Data availability
Danish CVR extracts for this company are current-only for most fields, and the company additionally publishes its executive management separately on its own website. Historical officer turnover (mainly resigned board alternates) is available in CVR back to 2014, but nationality and country of residence are not disclosed for any officer in the sources reviewed.
Sources
- Andelskassen – Direktion, https://www.andelskassen.dk/om-banken/organisation-og-ledelse/direktion, retrieved 2026-09-18
- Forloeb af generalforsamling i Danske Andelskassers Bank A/S, GlobeNewswire, published 2026-04-21, https://www.globenewswire.com/news-release/2026/04/21/3278330/0/da/forl%C3%B8b-af-generalforsamling-i-danske-andelskassers-bank-a-s.html, retrieved 2026-09-18
- Danish Business Authority – CVR (Central Business Register), https://datacvr.virk.dk, retrieved 2026-09-17
Registry feed — rows exactly as filed with Danish Business Authority — CVR (Central Business Register), including entries the profile above does not cover.
Group Structure
DANSKE ANDELSKASSERS BANK A/S has no recorded parent company — it sits at the top of its own group structure, with 1 subsidiary recorded beneath it across 2 jurisdictions. Each of these downward relationships is derived rather than filed: resolved by matching entities across the registry network, not stated directly in a single document.
Those 1 subsidiary spans Denmark, Finland jurisdictions, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear.
DANSKE ANDELSKASSERS BANK A/S
Denmark
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Frequently Asked Questions
What does DANSKE ANDELSKASSERS BANK A/S do?
Danish regional bank trading as Andelskassen; retail, commercial, wealth-management and agricultural banking across Jutland and Funen; CVR 31843219, active, registered Aarhus N.
Who owns DANSKE ANDELSKASSERS BANK A/S?
Major shareholders only (listed company): Nykredit Realkredit A/S over one-third since 13 Mar 2026 (from Spar Nord Bank A/S); Jyske Bank A/S ~13.8%; two andelskasse foundations ~13.8% each; Kobstaedernes Forsikring ~8.8% per CVR data dated 17 Sep 2026.
Who is DANSKE ANDELSKASSERS BANK A/S's UBO (Ultimate Beneficial Owner)?
No natural-person UBO identified; largest disclosed holders are financial institutions and mutual/cooperative funds.
What is DANSKE ANDELSKASSERS BANK A/S's company registration number?
DANSKE ANDELSKASSERS BANK A/S's registration number is 31843219, filed with Danish Business Authority — CVR (Central Business Register) in Denmark. Its current status on the register is active.
Is DANSKE ANDELSKASSERS BANK A/S still an active company?
DANSKE ANDELSKASSERS BANK A/S's status on Danish Business Authority — CVR (Central Business Register) is listed as active.
When was DANSKE ANDELSKASSERS BANK A/S incorporated?
DANSKE ANDELSKASSERS BANK A/S was incorporated on 11 October 1969, according to Danish Business Authority — CVR (Central Business Register).
What is DANSKE ANDELSKASSERS BANK A/S's registered address?
The registered address on file for DANSKE ANDELSKASSERS BANK A/S is Aarhus N, Denmark.
What is DANSKE ANDELSKASSERS BANK A/S's revenue?
FY2025 pre-tax profit DKK 272.9 million (down 23.0% year-on-year); core income (basisindtjening) DKK 221.0 million; return on equity 9.0%.
Is DANSKE ANDELSKASSERS BANK A/S listed on a stock exchange?
Listed on Nasdaq Copenhagen under ticker DAB since the 2011 conversion to a joint-stock company.
Who are the officers/directors of DANSKE ANDELSKASSERS BANK A/S?
CEO Jan Pedersen; Bank Director Alma Lund Hoj; Board Chairman Anders Hestbech; Deputy Chairman Klaus Moltesen Ravn, confirmed at the 21 Apr 2026 AGM.
Does DANSKE ANDELSKASSERS BANK A/S have a parent company or subsidiaries?
DANSKE ANDELSKASSERS BANK A/S has no recorded parent company — it sits at the top of its own group structure, with 1 subsidiary recorded beneath it across 2 jurisdictions. Those 1 subsidiary spans Denmark, Finland jurisdictions, though this list should not be read as complete — subsidiaries only become visible here where shareholder data has actually been filed with a register, so holdings in jurisdictions without that filing simply won't appear.
Can Zavia monitor changes to DANSKE ANDELSKASSERS BANK A/S's ownership over time?
This profile reflects a point-in-time snapshot from Danish Business Authority — CVR (Central Business Register). Zavia's monitoring API can track changes to DANSKE ANDELSKASSERS BANK A/S's registered shareholders, officers, and group structure going forward, flagging updates as they're filed rather than requiring a manual recheck.
Can I access DANSKE ANDELSKASSERS BANK A/S's data through an API?
Yes. Zavia's API connects directly to official government ownership registries across 195 countries and territories, including Denmark, so records like DANSKE ANDELSKASSERS BANK A/S's registration, shareholder, UBO, and group-structure data can be queried programmatically instead of viewed one page at a time.
Where does this company information come from, and how current is it?
This record is sourced directly from Danish Business Authority — CVR (Central Business Register) and was last synced on 18 September 2026.